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I'm debt free
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Fab post Toto, It doesnt matter how you did it - its posts like your that keep us all going!
Congratulations!:beer:0 -
My challenge is now official (if I can get this sig thing to work) Thanks to all of you for keeping me going this past 7 months or so. I have to repay this money to myself, one day in the distant future I might want to own a house again, although even mortgages leave me cold at the moment, I had a nasty interest only mortgage which was crippling me, the thought of all of that money being paid in interest scares me, so I might just keep saving till I can buy the house without the bank... well, a girl's gotta have a goal!:A
:A"Everyone is a genius. But if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid" - Albert Einstein0 -
well done toto! and what a fab idea on saving money
31/12/2006 £8395, 01/10/2008 £5089.73, 19/10/2010 £835.00 31/03/2011 £0.00
Pigsback = £9.35 (£30 claimed), Quidco = £128.24 claimedOfficial DFW Nerd No. 264
Debt-free and Proud!0 -
Great challenge Toto and good luck - just imagine if everyone on DFW did it. MSE would be a millionaires' club!:money:Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MoneySavingExpert Forum Team0
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Being debt free is a great feeling and because of this I was able to take early retirement at 52 and enjoy life and living stress free. well done Toto you will find it rewarding being able to save and spend as you wish knowing it is yours.Yung
Early Retiree debt & stress free. and Joined the SKI club:j0 -
Congratulations on your debt free status. Good luck with your savings. i hope that your dream house will come soon.'You can't change the past, you can only change the future' Gary Boulet.
'Show me the person who never makes a mistake and I'll show you the person who never makes anything'. Anon0 -
Congratulations Toto.
Good for you having another goal though and for repaying yourself. Hopefully this will keep you focussed and you will not be back at square 1 again in the future.
Really pleased for you!Bank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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Hi Toto
I love your concept of debt to yourself - I am slowly waking up to this idea, and I think I'm going to be using it myself, tho not as drastically as you, when I've worked out a strict budget.
Well done - I don't think you've taken an easy road at all, *look* at the amount you're going to be saving each month!2023: the year I get to buy a car0 -
Good luck in your challenge to repay yourself!0
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