Average Credit Loan ! What is your experiance

softmind82

Hi i need to raise 3000 pounds for my wedding end of this month , my credit history is new and average and i been with my bank since july last year and my earnings are 20k a year and i want to apply for this small loan .... i hope many of poeple had the same rating etc and where did you applied and where are the more chances to accept that i am looking for about 15% to 18% intrest.
i am having current account with abbey but dont want to apply with them coz their intrest rate is so high on 3000 pound loan.

Please help me i need you help as soon and possible.

Thanks.

AMILLIONDOLLARS

Over what period do you want to repay this money? No chance of an interest free loan from your parents, or maybe apply for an M&S morethan card which has 12months interest free credit period on all purchases!! worth considering

AMD

Rafter

Worth applying to someone who has no early repayment penalties and trying to borrow £5,000 maybe. The best rates are often reserved for loans above this amount.

You could then immediately repay £2,000.

Have a look at someone like Egg maybe. Could one of your parents take out the loan maybe and you pay them back - depends how old you are but some providers are nervous about young loan applicants.

Good luck.

R.

softmind82

Rafter wrote:

Worth applying to someone who has no early repayment penalties and trying to borrow £5,000 maybe. The best rates are often reserved for loans above this amount.

You could then immediately repay £2,000.

Have a look at someone like Egg maybe. Could one of your parents take out the loan maybe and you pay them back - depends how old you are but some providers are nervous about young loan applicants.

Good luck.

R.

I want to pay back within 3 years and i am 24 years old , well have any one gone through this situation....