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Tuesday 13th Sept - What small DFW things will you be doing?!
pixiechick99
Posts: 3,732 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.:D
Goooood morning everyone - hope it's a happy Tuesday for you:T
I didn't want to get up this morning...I have a dentist appointment at lunchtime as a filling fell out recently, closely followed by the rest of the tooth:eek: I have a tiddly bit of tooth left and a gaping hole:( Luckily it's at the very back so no-one can see and it doesn't hurt.but I'm still scared of what he'll have to do to me:o
So, I might not go back to work after lunch, depending on what happens;) Otherwise, no plans apart from go to work.
So - time for my little list. Boring old stuff every day I know!
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.:D
Goooood morning everyone - hope it's a happy Tuesday for you:T
I didn't want to get up this morning...I have a dentist appointment at lunchtime as a filling fell out recently, closely followed by the rest of the tooth:eek: I have a tiddly bit of tooth left and a gaping hole:( Luckily it's at the very back so no-one can see and it doesn't hurt.but I'm still scared of what he'll have to do to me:o
So, I might not go back to work after lunch, depending on what happens;) Otherwise, no plans apart from go to work.
So - time for my little list. Boring old stuff every day I know!
- check banking
- check onepoll
- have got a roll from freezer for lunch
- dd2 packed lunch
- meal from plan tonight - spag bol/chilli
- check ebay listings
- post 2 ebay sales
- washing is on - will go on the line
- NSD hopefully
- Be brave at the dentist:rotfl:
I really need to sort out a new signature!
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Comments
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Morning all!
Thanks Pixie for starting the thread - eek about tooth, hope dentist is nice to you!
Today I will:- Check banking
- Check CC
- Check TCB
- NSD - MUST DO!
- Breakfast/lunch from stores - ready brek for breakfast, a slightly scary looking cous cous concoction I've just made for lunch
- Sort out basil plants when I get home from work
- Car share to work
- Update spending spreadsheet - really need to investigate MS Money though!
- Work hard!
- Smile lots!
- Post thank you card
- Chase boyfriend for dates of his brother's wedding so I can start flight searching!
Short list today - funny, I'm sure there was something I meant to put on it last night, can't think for the life of me now though!
Have a great day everyone!
KxxHouse Fund: £2,800/£20,000 - 14%
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Morning everyone

Pixie- thanks for starting us and good luck at the dentist.
List for today:- car share to work
- all meals from stores
- have a NSD
- dinner in slow cooker- need to start using it more
- check banking/emails etc
- washing done and on airer to dry
- do an ironing
- general tidy
- visit mum later
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Morning all,
Thanks for starting us off Pixie, hope it goes ok at the dentist later! I hate dentists, scary, scary people :eek: But on the positive side, this is why I have no fillings lol
Today's plan:-- [strike]Use freebie deodorant[/strike]
- [strike]Use freebie moisturiser[/strike]
- [strike]Charge phone at work[/strike]
- [strike]Make use of free water/milk/coffee at work[/strike]
- [strike]Stay in at lunchtime to avoid spending[/strike]
- [strike]Food from stores[/strike]
- [STRIKE]Dinner from meal plan[/STRIKE]
- [STRIKE]Check for surveys[/STRIKE]
- [STRIKE]Enter competitions[/STRIKE]
- [STRIKE]Check online banking[/STRIKE]
- [STRIKE]Check out this week's flylady thread & do something[/STRIKE]
- [strike]Check cashback has tracked[/strike]
- [STRIKE]Work on some wedding related stuff[/STRIKE]
:idea:Debt at July 2012: £12,862.57 :eek:
:dance:Current Debt: £0 :j
100% paid off!
:think: Savings Goal for November 2016: £5000 :cool:
Current Savings: £1176.24 _party_
23.52% Saved!0 -
Good morning!
- HAVE A NSD! This is a MUST, left my purse at home so I don't have any money to buy anything at work. The only thing I might need when I get home is milk, but might see if I can persuade OH to get it on his way home, although he is cycling so not so easy!
- Check banking - All seems to be ok, will move pennies to ISA laters.
- Have a good day at work, off Fri/Mon so must make most of being here!
- Make use of free water at work
- Charge mobile & kindle at work
Sxxx0 -
Good morning everyone. It’s still rather stormy here.
Pixie – Thanks for starting us off this morning
My list for today:- Quick shower done
- Take ds to school done
- Catch up with emails done
- Daily clicks done
- Check one poll done Earned 30p
- Complete surveys that are in my inbox done
- Bath dd done
- Health visitor appointment
- Do work for client
- All meals from stores
- Collect ds from school
- Get ds to bed for 7.30pm (he had a late night last night with his dad)
- Read some of the book that I am reviewing
- Look into available work
- Do some of the knitting project
- Make up bottles for dd
- Catch up with the washing
- Do some of the ironing
- Clean and tidy the living room, office and kitchen
- Check online bank
- Remember to take iron tablets
- Do a meal planner (I got a useful book out the library yesterday so hopefully I can make a meal that I can stick to)
Aiming to get Debt Free.0 -
Morning All. Hope you all have your feet glued to the ground today, it's going to be blustery:eek:
Been lurking rather than posting as just don't seem to be enough hours in the day. I'm working from home today and just having half an hour 'me time' before I start (well in honesty I have done an hours work already - just hjaving a break and I worked 2 hours last night and as we don't get overtime, I think I can justify this :rotfl:)My list for today:
Washing on, dry on airer inside (so as not to end up down the street;)
Meal from stores, need to get pork out of freezer
meal plan for next week
sort on line shopping for Thursday night, use MOC
update spreadsheet - day before payday - not good at all :eek: must try harder next month
try and order some early xmas pressies (using £co and money saved of course)
Be positive - was on a real downer at work yesterday, too many idiots, getting paid to not do their jobs and me mopping up after them. Sometimes I feel like I'm the only one who cares
To top it off, some one I had parked next to in the work car park sent me an e-mail asking me to give her more space :mad: !!!!!! she has a tiny sports car and is about 4 foot tall, I was within the line. That's when I thought I give up :cool: and she must be really bad at parking
Oh well today is another day and no car park politics as I'm at home.... well unless I start a fight with OH about who parks on which bit of the drive :rotfl:
Sorry for moaning... Thanks for listening....
Have a great day everyone
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Having a NSD.
Voucher hunting:
Free box of Shreddies from Tesco here. It's a £1 off voucher and they're currently £1 in Tesco: https://www.knittedbynanas.com/honeyfacebook/voucher-130x70.pdf
Printing off Tesco money back coupon from Tesco Price Check here : https://www.tescopricecheck.com/PriceCheck/Pages/Default.aspx Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 -
Good Morning all
Pixie - Thanks for starting us off & hope all goes well at the dentist
Am a little later than normal as been to the docs for the dreaded "ladies" test, just having a cuppa and some painkillers as it was a lot more uncomfortable this time then am going to cracking.
Today's little list (very repititive, but feel better for listing)
Check Banks - done going to be very tight this month
Check Swapits (for LO) and list "cards" for swapping
Comps
Paperwork
List more books on Greenmetropolis (have more stashed in ottoman)
List stock and send list to all friends
Ironing
CV
ITV comps
Update food tracker - in progress
More decluttering - in progress
Investigate money-makin opportunities
Cancel Credit Card
Hope you all have a great day, love to you all
C xGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
Good morning everyone, thanks for starting this pixiechick.
I have been a bit quiet this past week as work has been manic and posting has taken a bit of a backseat. However, I've still be keeping up with my daily tasks.
Today I shall do the following:
Update banking spreadsheet
List two things on ebay
Food plan for the week.
Post ebay sales
Think that's all I'll manage as I'm at hosiptal this afternoon.
Hope everyone has a great day.October make £10/day currently £11.020 -
Morning everyone
Thanks Pixie for starting the thread
Jonno, hope you have a better day today
Working away again today, so will make full use of meals on expenses, and the hotel facilities, tea, coffee and toiletries etc.
New personal bank account has been set up, so I've arranged my pay go into that account rather than the joint account. Dont like having to do it, but its a must to stop my ex from fleecing any more money from me.
Have a great day everyoneDebt free since December 2015. It can be done0
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