Which 0% cc for o/d transfer & paying off loans

rcf100

Hi, I would like to know a few things and I'm guessing you're the people to help. So a little about me that may be appropriate:

I have a:

Good or excellent credit rating.

MBNA card with £1k on, which will be paid off by March when the 0% period is up - balance transfers no longer under 0% so can't add more to it

Virgin money through mbna card that I cancelled today as it had nothing on it for 2 yrs and no bonus period

I have a Debenhams through Santander card with nothing on I cancelled today

I have a Santander card, where they owe me £100 which is getting transferred back to me then will be cancelled (in about a fortnight)

So any of those companies above, if they do a "can't have new deal cos you have a one within 3 months" type clause then I can't use them

What I want is to transfer an overdraft of a unused current account to a credit card - value approx £700 - this is a building society account so shouldn't hit a can't transfer from same company to same compnay clause

I also have a loan for a car, I'm unsure on outstanding value and apr, so what I'd like to know is it possible to pay off a loan (BMW Finance HP) with a credit card under a 0% deal. If so then I'll dig out the details and get on it too.

In summary, which cards out there are available to me with my history and to do what I want to do?

Thankyou in advance as I'm going mad searching what's best for me!

thenudeone

https://forums.moneysavingexpert.com/discussion/3481955

rcf100

Thanks for replying, not at all what I'm after though, but I have since found my answer on the main pages of MSE with a super balance transfer. I can't use in my name, as I already have, and only just cancelled my Virgin card, but I can get my husband to open one