NOW they're falling over themselves to "help" me - credit card companies

Lois_and_CK

fd1972uk wrote: »

Mind you I've always got a secret back-up plan for getting rid of our debt.................................. selling the wife's shoes.


FD

Hey, come on now, that's out of order! Things should NEVER be that desperate

Lois_and_CK

DerryLane29 wrote: »

I know Im wishing my life away thinking this way but that 5 years will arrive soon enough.

Yep, I've done plenty of wishing my life away! I totally understand what you mean. It's hard to 'live for today' when you're shivering under a blanket not able to afford the heating ...

DerryLane29

Lois_and_CK wrote: »

Yep, I've done plenty of wishing my life away! I totally understand what you mean. It's hard to 'live for today' when you're shivering under a blanket not able to afford the heating ...

I know what you mean,right now Ive got the thickest ever cardigan on so that I dont have to switch the radiators on to warm me up.

But your post and other peoples posts spur me on much more than anyone realises and now when I think of that finished day a huge smile comes on my face and yes even a bit teary,at last Ive got my act together and can see the light at the end of the tunnel.

Well done and thank you.x:T

DVardysShadow

Lois_and_CK wrote: »

But now the creditors are circling again - and this time they can't wait to "help" me. As I clear a card, they want to increase my credit limit or they want to offer me 0% on balance transfers. As I finish paying off a loan, they're offering me more loans, or mortgage products. These same b*****ds who wouldn't have spat on me a couple of years ago are suddenly falling over themselves to keep this mug who made them a whole heap of money in interest.

I can't tell you how much I enjoy shredding their offers and writing to them to close my accounts

Well, why not take up the 0% offers? And transfer debt on which you are paying interest?

Lois_and_CK

DVardysShadow wrote: »

Well, why not take up the 0% offers? And transfer debt on which you are paying interest?

I did that a couple of months ago - I don't pay interest on any debt now.