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Payment Arrangement HELP? Plz...
![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
[Deleted User]
Posts: 0 Newbie
Hi all
I have a credit card with Halifax that I could not afford, so I called them to explain. I wanted to resolve this before I end up having to take an IVA, they offered to make a payment arrangement and not default my credit report or tarnish it, the only thing they will do is while the payment arrangement is in place is state that.
So I took this for one card with a balance of 4500 and now im doing my very best to pay this off. The interest is reduced to 1% per month.
My question is I have one more card again with Halifax, I manage to pay this, but as I said I want to get sorted once and for all. Should I ask them to do the same with this card, or am I saving myself or preventing myself further problems by leaving this as it is???
Can anyone help please...
Many Thanks.
I have a credit card with Halifax that I could not afford, so I called them to explain. I wanted to resolve this before I end up having to take an IVA, they offered to make a payment arrangement and not default my credit report or tarnish it, the only thing they will do is while the payment arrangement is in place is state that.
So I took this for one card with a balance of 4500 and now im doing my very best to pay this off. The interest is reduced to 1% per month.
My question is I have one more card again with Halifax, I manage to pay this, but as I said I want to get sorted once and for all. Should I ask them to do the same with this card, or am I saving myself or preventing myself further problems by leaving this as it is???
Can anyone help please...
Many Thanks.
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