Why oh Why oh Why!!!!!

BevieB

Why do creditors keep ringing every hour or so when you start a DMP. They all have been notified by me and the CCCS so all are aware of the circumstances.

On a happier note just received a letter from M&S saying they agree to the DM and have stopped interest.

bottleofred

Hi Bevie,

The majority of them do it to try to frighten/bully you into paying more than you have offered. Send them the letter below and hopefully all or at least the vast majority of the calls will stop.

Good luck

Red

Dear Sirs,

Account No: XXXXXXXX

I am writing in relation to the quantity and frequency of telephone calls that I have received from your company, which I deem to be personally harassing. I have verbally requested that these stop, but I am still receiving calls and I now require all further correspondence from your company to be made in writing only. I am of the view that your continued harassment of me by telephone puts you in breach of Section 40 of the Administration of Justice Act 1970, and the Protection from Harassment Act 1997.

If you continue to harass me by telephone, you will also be in breach of the Communications Act (2003) s.127 and I will report you to OFCOM, Trading Standards and The Office of Fair Trading, meaning that you will be liable to a substantial fine. Be advised that any further telephone calls from your company may be recorded and used in evidence and I expect this harassment to cease immediately.

Yours faithfully