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Advice required please...

MW84
MW84 Posts: 35 Forumite
just over £17000 worth of debt - 2 loans, credit card and a very large overdraft plus numerous other direct debits.

have a poor credit rating and live with parents and I am looking to put all my debts together and pay them off in one small sum; or so to speak, as the advert says...

..can anyone point me in the right direction

...much appreciated

Comments

  • Looks like you've been watching too much daytime TV... Do not contact any of those shysters who will charge you a fortune...

    Looks like you need professional help - try phoning CCCS or National Debtline for further advice - google if you dont have the details... they are both free and confidential and will advice you of your options, go through your income and expenditure and will not charge you anything for the advice... Good luck.
    Hi - im a member of the Debt Help UK FORUM...
  • MW84
    MW84 Posts: 35 Forumite
    plumduff-2 wrote:
    Looks like you've been watching too much daytime TV... Do not contact any of those shysters who will charge you a fortune...

    Looks like you need professional help - try phoning CCCS or National Debtline for further advice - google if you dont have the details... they are both free and confidential and will advice you of your options, go through your income and expenditure and will not charge you anything for the advice... Good luck.

    yeah I understand that them ones advertised will charge me a fortune and was hoping someone would point in the right direction like you have...

    ...any other alternative routes such as good loan companies who will take someone on with a bad credit score and no home? Not looking to further my debt just make it managable. think ill call the companies you recomended, cheers, but any further advice would be much appreciated...

    ...any ideas as to what these companies will do...?

    *Hope I posted this in the right forum. Mods feel free to move to more suitable place if in wrong area. cheers
  • Phoenix79_2
    Phoenix79_2 Posts: 1,434 Forumite
    I'd post this in the Debt Free Wannabe section :)
  • MW84
    MW84 Posts: 35 Forumite
    Phoenix79 wrote:
    I'd post this in the Debt Free Wannabe section :)

    done so...much more responses..cheers
    http://forums.moneysavingexpert.com/showthread.html?t=347922
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