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thanks to you all

just wanna thank sophiesmum,gumpo,jules,potogold, dudleyboy, lynzpower,iolanthe07 and anniestar, for all advice. went on cccs today and did a plan,so hopefully i will get back on track:p next 2 steps are get a job:D
and claim my bank charges back,right ive wrote my first letter asking for list of default charges for last 6 years, if i bank with abbey national do i send this letter to my bank or the address at graftons gate, milton keynes,
cheers me dears
chrystal
£2 saver club = £4:j
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