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Opinion on IVA's please
Comments
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Yes Clapton, thats exactly right. It is joint owned.Bank charge Victories 07:MBNA:£205.77.Natwest Credit Card:£250.A&L Bank:£549.68.First Direct:£1183.50.Natwest:£112.33+£200 compo.Marbles CC:£298.Providian CC:£181.Capitol One CC:£388.46.PPI requests:A&L credit card/First Direct loan: At Court stage.Marbles CC:£213.02 refunded.GE Money:£562.34 refunded.First Direct credit card:£747.83 refunded.0
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currently you are paying 70 to your DMP but you say you would have 150 available for a IVA..how is this
if you move to IoM would you be sure that your surplus (150) would be at least the same for the 5 years of the IVA?
if you sell would the 8000 be available for your creditors or would you need that to establish yourself in your new house?0 -
The problem would be maintaining the same amount for such a long period of time. There's the possibility that my partner may be moving abroad in the next 12 months, so i would be selling my property to move with him. My concern would be maintaining a particular amount whilst looking for a new job and the impact a possible IVA would have on us purchasing another house. On the other hand if i carry on as i am, i'll be 104 before i pay off some of my debts.Bank charge Victories 07:MBNA:£205.77.Natwest Credit Card:£250.A&L Bank:£549.68.First Direct:£1183.50.Natwest:£112.33+£200 compo.Marbles CC:£298.Providian CC:£181.Capitol One CC:£388.46.PPI requests:A&L credit card/First Direct loan: At Court stage.Marbles CC:£213.02 refunded.GE Money:£562.34 refunded.First Direct credit card:£747.83 refunded.0
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