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CCA advise
sparky716
Posts: 2 Newbie
Hey can anyone help me, I hd an old debt going back to 1997 it is a lloyds gold card.
The debt defaulted me owing around £6,000 in around 2001 and was sold on and i paid a DCA for many years until 2007 when I stopped and they never chased.
Recently I had a letter from them and a barrage of nasty phone calls.
I did all the good stuff and sent then a letter requesting the CCA with my £1 postal order etc.
Within a week I get a letter back saying they have reviewed my case and closed my file.....
Is that it? has it gone away or do I ned to follow the first CCA letter up with the second CCA letter as they never produced the CCA?
The debt defaulted me owing around £6,000 in around 2001 and was sold on and i paid a DCA for many years until 2007 when I stopped and they never chased.
Recently I had a letter from them and a barrage of nasty phone calls.
I did all the good stuff and sent then a letter requesting the CCA with my £1 postal order etc.
Within a week I get a letter back saying they have reviewed my case and closed my file.....
Is that it? has it gone away or do I ned to follow the first CCA letter up with the second CCA letter as they never produced the CCA?
0
Comments
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You don't need to follow it up with them, as they have closed the file.
It may however be sold on to another collector, so be prepared to repeat the requests with a new one just in case.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Many thanks :j0
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