Evidence showing you've not been working- How?

cherilady

Hi There,

Not sure where else a better place for me to ask this!

Is there any document or method that are able to show that i have not been working?

Ive contact HM revenue and NI, they cant provide the details.

Here's why i need:-
My private insurance from my home country are able to release claim for those assured that have been made redundant and have not been working for continuous 6 months since the redundancy period.
I have all the proof that ive got made redundant but i am unable to provide anything that shows ive not been working since..
Even the lad from HM revenue scratches his head!

custardy

what have you been living on?
have you lodged no benefit claims?

cherilady

custardy wrote: »

what have you been living on?
have you lodged no benefit claims?

I am not entitled to any benefits and ive been living on my saving.:(

custardy

cherilady wrote: »

I am not entitled to any benefits and ive been living on my saving.:(

you can still register as unemployed though if you are eligible to work in the UK. this also covers your NI
did you do this?

InsideInsurance

Normally you prove it by showing you are claiming Job Seekers Allowance or equiv or if not able to do this then that you have registered with the job centre plus as a job seeker and have the usual paperwork from them to evidence your job hunting etc.

You need ultimately to speak to your insurers about what evidence they will accept!

Looking at a random PPI policy they state:

Means You are entirely without Work directly due to circumstances entirely beyond Your control (which
includes the managing or assisting of any part of the day to day duties of operating a Business) and You
are not in receipt of any payment from Your former Employment including Payment in lieu of Notice,
and You must be:
a) Receiving Income Support or Job Seekers Allowance or You do not qualify for these benefits
because You have been entitled to make reduced National Insurance contributions in the past and;
b) Registered as available for and actively seeking Work at a Job Centre Plus or any equivalent
benefit office in the United Kingdom;
c) If You are self-employed You must comply with (a) and (b) above, and have permanently
Ceased to Trade due to circumstances entirely beyond Your control and if You are a Controlling
Director Your company has been wound up by a creditor who is not a director of Your Business

cherilady

custardy wrote: »

you can still register as unemployed though if you are eligible to work in the UK. this also covers your NI
did you do this?

Not sure what you mean there.

I am unemployed and how can i prove this??

cherilady

InsideInsurance wrote: »

Normally you prove it by showing you are claiming Job Seekers Allowance or equiv or if not able to do this then that you have registered with the job centre plus as a job seeker and have the usual paperwork from them to evidence your job hunting etc.

You need ultimately to speak to your insurers about what evidence they will accept!

Looking at a random PPI policy they state:

The insurers are flexible on where the source of evidence from. They need a form of legal document to show ive not worked since my redundancy.

If i were to register myself now, the date of registering will not prove that ive been out of work since feb 2011. Plus, employed person are able still to be a job seeker in job centre. I dont think this can work out.:(

SarEl

The way that British insurers work is that they obtain a statement from the JobCentre showing that you have declared yourself as not employed. Since you have not signed on then I can think of no other possible, legally accepted, method of proving unemployment.

burnoutbabe

don't you have to prove that you were also job hunting to claim?

i would have thought any insurance policy would need you to prove that you were job hunting and not able to find anything in the 6 month period.

Sambucus_Nigra

burnoutbabe wrote: »

don't you have to prove that you were also job hunting to claim?

i would have thought any insurance policy would need you to prove that you were job hunting and not able to find anything in the 6 month period.

The OP said they weren't claiming or signing on.

ferien_uk2011

cherilady wrote: »

Hi There,

Not sure where else a better place for me to ask this!

Is there any document or method that are able to show that i have not been working?

Ive contact HM revenue and NI, they cant provide the details.

Here's why i need:-
My private insurance from my home country are able to release claim for those assured that have been made redundant and have not been working for continuous 6 months since the redundancy period.
I have all the proof that ive got made redundant but i am unable to provide anything that shows ive not been working since..
Even the lad from HM revenue scratches his head!

Is this because you don't have a National Insurance number? ie they can't find you on the system? If you are on their system, surely they could verify you have not been paying taxes (of course not everyone pays income tax, but it would be a start).

Or can people from other countries work here without an NI number providing they have a visa? Sorry I don't know much about it, but when I worked for the Jobcentre, if we wanted to check if someone has been working there was a system we could check to see if they had paid any NI contributions in a certain period. Of course this doesn't account for people who are doing cash-in-hand work without declaring.

Have you asked the insurance company what sort of proof people usually provide?