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Officially Bankrupt!

Hey everyone I have finally set the ship sailing on its journey to becoming solvent again :) Its been a long process to get here with CAB appointments, solicitors appointments and then the Judge who stamped the form yesterday and sent me on my way.

The next step is to hear from the OR, which I am quite nervous about, more nervous than when I was in the waiting room yesterday were there was at least 50 other people. I couldnt believe how many were there. Someone from every walk of life. I, myself am 25 and there were other people waiting who were younger than myself. It goes to show we are not alone at all and we are certainly not in the minority when it comes to declaring bankruptcy.:)

Anyone who is thinking of going through this process need not be scared. I was terrified at the thought of BR until I stumbled across this forum and boy am I glad I did.

I just want to say a HUGE thank you to you all. Especially the top cats with the wealth of knowledge, Info and time that is dedicated to this forum in answering all the questions...... Dojoman, Fermi, IF, Debtinfo. Just everyone that has offered me advice.:starmod:

I will continue to lurk and I will be proud to have my name added to the September BR Club :beer:

Thank you everyone!

JCG xx
:smileyheaMarried on 20/07/2012! :smileyhea
:DBought my new car 11/08/12:D
:cool: Save £12k In 2013 Num 009! £5502/£5000 :cool:
Save £12k in 2014 Num 22! £2131/£3000
Emergency Fund £0

Comments

  • superb news JCG so glad everything went well

    try not to worry about the OR's interview its not half as bad as your imagining it will be honestly! :p (besides they stopped using thumbscrews a while back)
    We all die. The goal isn't to live forever, the goal is to create something that will
  • lala9
    lala9 Posts: 686 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Congratulations JCG must be such a relief for you, you will be fine with the OR I'm sure of it. Me next :-/
  • dojoman
    dojoman Posts: 12,027 Forumite
    Brilliant news:j glad it went OK for you:)
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • Thank you both :D

    Phil what have they replaced the thumbscrews with? :rotfl:

    I'm sure your a million % correct and I'm worrying over nothing. I'll just be very glad when it's all over.

    You'll be fine Lala, even the court official was having a good laugh whilst we were all waiting to see the Master. He called our names and said........next..........next..........next.......It was like a production line :rotfl:
    :smileyheaMarried on 20/07/2012! :smileyhea
    :DBought my new car 11/08/12:D
    :cool: Save £12k In 2013 Num 009! £5502/£5000 :cool:
    Save £12k in 2014 Num 22! £2131/£3000
    Emergency Fund £0
  • Well done, I too went br yesterday and it also felt like a production line, like another user said it's like waiting in line at the post office:D
    BSC Member 351
  • Your very right Mazman. Next time I'm in the queue in the PO for a postal order I'll be thinking about my experience :P
    :smileyheaMarried on 20/07/2012! :smileyhea
    :DBought my new car 11/08/12:D
    :cool: Save £12k In 2013 Num 009! £5502/£5000 :cool:
    Save £12k in 2014 Num 22! £2131/£3000
    Emergency Fund £0
  • Phil what have they replaced the thumbscrews with? :rotfl:

    :rotfl:


    Ermmm 4+ years into mine? they hung me upside down by the ankles in a dark room for 2wks...:p:p
    We all die. The goal isn't to live forever, the goal is to create something that will
  • Ermmm 4+ years into mine? they hung me upside down by the ankles in a dark room for 2wks...:p:p


    I hope they only hang me upside down for 24 hours. That would be enough. :rotfl:
    :smileyheaMarried on 20/07/2012! :smileyhea
    :DBought my new car 11/08/12:D
    :cool: Save £12k In 2013 Num 009! £5502/£5000 :cool:
    Save £12k in 2014 Num 22! £2131/£3000
    Emergency Fund £0
  • Well done you...I have mine in 10 days and counting. Losing sleep over it too. Am worried about the process mainly the OR but keep worrying they won't grant it.

    Hey think about that...if there was about 50 people and at £700 a pop thats not a bad day for them!!:rotfl:
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Hi JCG, I’m so pleased it went well and I’m glad your staying with us and don’t just lurk do post a kind word can mean just as much as some advice!! ;)

    Best wishes
    If...x


    grads-1.gif
    "If wishes were horses, then beggars would ride"
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