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shared ownership mortgage 2 years discharged

Hi there, just wondered if anyone no`s of any reputable mortgage specialists/lenders who may be able to help me with my quest.

I`ve been discharged from bankruptcy for nearly 2 years now and have the option on a 50% shared ownership property.

I`ve been dealing with a firm off the internet who say they can sort me a mortgage but i`m starting to get bad vibes from them as call and emails are often ignored.

any suggestions please?

many thanks

Comments

  • Ineedaname
    Ineedaname Posts: 3,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    OK, firstly, have you cleaned up your credit file? Do you have a deposit, if so, how much in percentage of your 50% share?

    Your best bet will be to speak to an Independant Financial Advisor who will have access to a wider range of mortgages than any high street lender. Make sure they are regulated by the IFA (Institute of Financial Accountants) and will not charge you a fee, all regulated advisors make their money on commission from the lenders.
    When I joined, I needed a name. The forum members gave one to me...I am INAN :D
    "Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt
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