Thursday 8th Sept - What small DFW things will you be doing today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Goooood morning everyone....woop wooop, the weekend is in sight:T:T
I have a full days work today (didn't start til 11 yesterday:D) - so must get my backside in gear. Nothing out of the ordinary going on here - work, home, cook dinner, lie on sofa then bed....just a normal day here;)
So - better get my face on so as not to scare anyone:)
Here's my list:

• check banking - Yay for tax credits day.
• Move money about - some to grocery account, some to spends account
• meal from plan tonight - jacket pots and chicken
• dry washing off airer and up to airing cupboard
• put water heating off (just on for half an hour this morning)
• check ebay listings - and watch the ones that end tonight
• packed lunch for dd2, roll out of freezer defrosting for my lunch
• NSD hopefully

Ok, that's my lot:p
Have a fab day everyone - hope you're all well and cheery:beer:

determined_new_ms

Morning pixie :hello: ur up & posting early! Good luck with work

Today is the last day before my holiday :dance: I cannot wait :beer::D then am meeting another friend for a coffee this afternoon - so little time for dfw things but sure I can do a couple of bit!

am meeting my best friend this morning & go to the gym & for a suana (I could get used to being a lady of leisure!

• [STRIKE]check banking & cc statement[/STRIKE]
• [STRIKE]drop some stuff off at the CS[/STRIKE]

[STRIKE]book van for moving day
[/STRIKE]

• do VSP tonight
  
• reply to guy re chest of draws
• list some things on ebay to finish when we get back
• finish packing!
• [STRIKE]breakfast & dinner from stores[/STRIKE] - opps I meant to get the chicken out last night. Will have to get it out now & put in microwave
• [STRIKE]write list of things I need to get while in town, look for cheapest places to get them & stick to list[/STRIKE]
• make pack lunches tonight to get us through the flight
• get some clear plastic bags for toiletries
• stew & freeze apples
• [STRIKE]freeze individual portions of spag for ds while we're away[/STRIKE]
• [STRIKE]washed up rather than used the DW[/STRIKE]
• [STRIKE]walk to gym rather than driving [/STRIKE]

ok that's all I think. Happy days to you all x

lilian1977

Thanks Pixie for starting the thread, have a good day at work!

My things for today:

• Check banking - done, all as expected, moved Lendwithcare.org payment back into savings
• Volunteer job starts again today after the summer so need to get biscuits/fruit etc for the mums and tots, remember to keep receipt and transfer details to expense form
• Drop new Avon brochures through doors and deliver letters re: previous sales
• Check progress of balance transfer - not happened yet at Barclaycard end even though showing at Halifax end
• Count change jar to see if ready to put in bank (I don't think it is)
• Go through DS's clothes to see if anything still has labels on that he's grown out of and try to return to Tesco if so
• Free tea at Costa using voucher while giving DS his lunch
• Breakfast (egg muffins), lunch (pasta) and dinner (risotto) from stores and meal plan
• Need to buy milk and tinned spinach from Mr Ts, nothing else unless any 22p wholemeal pasta has appeared.

I think that's everything. Have great days everyone! xx

Edit - have a great holiday DNM!

DawnW

Morning all,
Thanks for starting the thread Pixie.

My poor little dog had most of her remaining teeth out yesterday, and was very sorry for herself last night However, she ate both her own and the other dog's breakfast this morning so is obviously on her way to recovery. A bit wobbly on her legs still though - she is nearly 14, so might take a bit longer to get over it.

Today:

Check banking (done)

meals from stores including lunch for work

washing on line to dry (hopefully)

Spend very little after yesterday's spendfest (vet bill, car parking, petrol :eek:) but I do need hay fever tablets, loo rolls, kitchen rolls and tissues, the last 3 of which I inexplicably forgot when I went to A!dis yesterday

Freeze some more runner beans this evening, and do something with a load of pears that OH appeared with the other day - they aren't that nice just to eat as they are. Maybe a crumble?

Ironing, I guess :eek:, as I am running out of tops.

Oh, and work of course

Hope everybody has a good day.

pixiechick99

DNMS - where are you going on holiday?? I'm sure I know...but my poor brain can't recall it:rotfl:

ixia

morning everyone and thanks to Pixie for staring us

Today's list:

• all meals from stores-MIL coming for dinner
• car share to work
• update GC
• Get DD1 to pick up something for me from sainsbos save me petrol
• check banking/emails
• Phone fishmonger to see if they have fish I want to save me driving there if they don't have it- went to Mr S and Mr A last night and none of them had it :mad: need it for recipe for tomorrow night.

have a good day everyone x

~Yorkshire_Belle~

Morning all
Thanks Pixie for starting thread
Have a great morning DNMS , sauna eh! Enjoy your hols , you sound excited!
Lilian I've got a disappeared from one and not appeared in another payment I need to chase up too!

• work work work - very boring meeting today so might make some lists while I'm there
• chase up aforementioned payment
• check bank again, did lots of pennies into savings 'pot' last night , I do like round numbers!
• take packed lunch
• tea from meal plan; components all present and correct
• pay money to colleague for leaving do buffet

Have a great day everyone and as Candy says - sparkle -!

determined_new_ms

We're going to costa blanca about an hour away from barcelona :j I am very excited. All inclusive with use of all of the hotels in the area so we're planning to make as much use of the all incl. as possible & 1 day go into barcelona for some culture From what I remember the trains are good in the area - I can't wait :T

Pernicious

Morning all,

I'm up earlier today, yay! Still really didn't want too as it's soooo cold again this morning but managed it somehow!

Thanks Pixie for starting us off.
DNMS - Ooh I wish I was off to the sauna this morning! Have a lovely day
Dawn - Hope your pooch gets more stable as the day progresses

Today I have/will:-

• [STRIKE]OH up early to do 2 hours of overtime again, doing an extra 2 after work as well bless him [/STRIKE]
• [STRIKE]Used freebie deodorant[/STRIKE]
• [STRIKE]Used freebie moisturiser [/STRIKE]
• [STRIKE]Make use of free water/milk at work[/STRIKE]
• [STRIKE]Pop to Boots on my lunchbreak to use No7 voucher[/STRIKE], & then come back to avoid spending - Failed! Didn't go too mad though fortunately, so still a LSD
• [STRIKE]Charge phone at work[/STRIKE]
• [STRIKE]Food from stores[/STRIKE]
• Dinner from meal plan - also making risotto tonight - I was all up for this but OH insisted he wanted pizza tonight *sighs*
• [STRIKE]Check for surveys[/STRIKE]
• Enter competitions
• Check online banking
• Check out this week's flylady thread & do something
• [STRIKE]Pop to the pet shop to get some more straw for bun - resist urge to buy more cute fluffies![/STRIKE]
• Look into travel insurance
• Read Martin's email again as I only read it quickly on my phone yesterday!
• [STRIKE]Fill in expenses form[/STRIKE]

Have a great, MSE day everyone x

little_pink_purse

hi
missed wednesday board out all day working grr

today sadly not a nsd must top up the shopping to cover the weekend

today todo
meals from stores
check Banking
wash on
hang washing up
work

shezam

Good morning, very chilly up here in Scotland today! Brrr.

Today:

• Hopefully a NSD! although its OH's DD's birthday so might be going out for tea:o
• Work hard at work
• Check banking, move any pennies to ISA.
• Read newspapers online at lunch
• Make use of chilled water at work
• Watch what I eat
• Smile

Have a good day everyone!
Sxxx