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Pension - NHS

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Hi
Hope someone can give me a bit of advice. I have been paying into my NHS pension since I was 18 (now 46!) so that's 27 years:eek:. I know that I can't pay in more than 40 years (so just 13 to go!). What I was wondering is can I retire when I'm 58 and claim my NHS pension which would be 40yrs paid service or do I have to work until I'm 65:mad:
Thanks in advance.
Debbie

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