Skipton BS, credit check scores? Please help

callmechar

Thanks everyone. I am still not really sure....so many variables. We will continue to look - may get turned down, so many things could go wrong.

Thrugelmir

GMS wrote: »

Lender has little room for margin at 95% and any repo will almost certainly result in a sale at less than mortgage and costs.

On a trading book which a mortgage one is. You price your gains to exceed your losses. The major mortgage lenders only achieve a net pre-tax 1% to 1.5% across their lending books. Though once you lend in billions (LloydsHBOS mortgage book £390 billion) the profits do became significant.