We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

I'd like to get started !

Just reading a few posts and so impressed with your awareness of what you owe on a monthly basis, interest and everything else. Is there somewhere to calculate these things?

I find this type of blog / diary motivational in money saving. My partner and I would like to pay off our mortgage asap and are already over paying as much as possible.

Where do I begin with a blog / diary thing? Excuse my ignorance please.

Comments

  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    Welcome to the boards. You just created your diary right here if you want to stay. Good luck overpaying, it gets very addictive
  • Hi,

    here's a wee tool you can try.
  • Sepa74
    Sepa74 Posts: 962 Forumite
    Yes, just start!

    All it takes is regular posts. A lot of people find doing an SOA helpful, although it sounds like you and your partner are already on top of things. An SOA means other people on the board can look at your budget and maybe point out odd little things you hadn't thought of.

    Tell us a little more about yourself.
    Borrowed £150,000 in an offset tracker mortgage in May 2007 - MFD May 2041 (67)

    Jan 2012 - £125,620.02 / 2,913.87 / Nov 2032 (58) :beer:
    Apr 2012 - £122,901.88 / 3,170.91 / Jul 2032 (58)
    Jul 2012 - £122, 589.02 / 3,507.99 / Sept 2032 (58)
    Oct 2012 - £120,476.31 / 3,889.42 / July 2032 (58)
  • Thanks - what's an SOA? Think I need to go through all my paperwork, don't even know what our interest rate is properly!
  • Hi,

    SOA, statement of affairs, that is, financial situation, not infidelities. :rotfl:

    Link.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.9K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.