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Endowment payout - good?

25 year endowment matures next month. £13.02 per month. Payout £8000.

Would have just paid the mortgage element it was intended to if it still existed.

Anyway - is that a reasonable return?

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    pauljoecoe wrote: »
    Hmm...this says about 5%

    Higher if you discount life cover element of premium.
  • I had a 20 year endowment mature this year. Had paid in 14.10 each month and it paid me £5060 so yours was a fair bit better than mind so sounds OK to me.
    :j Trytryagain FLYLADY - SAYE £700 each month Premium Bonds £713 Mortgage Was £100,000@20/6/08 now zilch 21/4/15:beer: WTL - 52 (I'll do it 4 MUM)
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Dont forget youve had life insurance thoughout the whole term............
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • My payout was smaller but I was happy with it as I primarily took the policy out as I wanted a small amount of life cover and thought I may as well use it to create a future windfall too. I was 22 when I took it out and just starting to feel like I needed to be more responsible financially.
    :j Trytryagain FLYLADY - SAYE £700 each month Premium Bonds £713 Mortgage Was £100,000@20/6/08 now zilch 21/4/15:beer: WTL - 52 (I'll do it 4 MUM)
  • Dick_here
    Dick_here Posts: 1,605 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I had a 20 year endowment mature this year. Had paid in 14.10 each month and it paid me £5060 so yours was a fair bit better than mind so sounds OK to me.

    There's a big difference between a 20 and a 25 year policy.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • There's a big difference between a 20 and a 25 year policy.

    I had taken that into consideration.
    :j Trytryagain FLYLADY - SAYE £700 each month Premium Bonds £713 Mortgage Was £100,000@20/6/08 now zilch 21/4/15:beer: WTL - 52 (I'll do it 4 MUM)
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