We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Countdown to clean credit file...
Comments
-
Well this time next year will be 6 years since I got the DRO so will have to be chasing the credit scoring companies to make sure it is removed then we can start moving on. Debt is under £10,000 now which is good news. We're plodding along I suppose, I just want to fire money at the debts but don't have it to do that. After next week I finish paying off a few items on the Very account and then I have until next July until the next item finishes at 0% so can throw my usual weekly Very payments at the CCs for the next 8 months before getting that paid off. That will be about £750-£800 paid off the cards on top of the usual monthly payments. We've got a year left on the DFS so this time next year we'll have only 4 debts instead of 6 which will be a lot better, then the DFS payments can also be added to the CCs. #planClean credit file:12 mthsCar loan: FREE! :jTHE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.9K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 246.9K Work, Benefits & Business
- 603.5K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards