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Countdown to clean credit file...

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  • Well this time next year will be 6 years since I got the DRO so will have to be chasing the credit scoring companies to make sure it is removed then we can start moving on. Debt is under £10,000 now which is good news. We're plodding along I suppose, I just want to fire money at the debts but don't have it to do that. After next week I finish paying off a few items on the Very account and then I have until next July until the next item finishes at 0% so can throw my usual weekly Very payments at the CCs for the next 8 months before getting that paid off. That will be about £750-£800 paid off the cards on top of the usual monthly payments. We've got a year left on the DFS so this time next year we'll have only 4 debts instead of 6 which will be a lot better, then the DFS payments can also be added to the CCs. #plan
    Clean credit file:12 mths
    Car loan: FREE! :j
    THE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy :D
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