PPI Claims after bankruptcy

alastairq

I doubt it.

sdcserg

hi all see if someone can answer me this! I was discharged in 2007 theres nothing on my credit file to say that I ever been bankrupt, today I received a letter from Lloyds offering me just over £1000 will I be able to keep this?
thank you.

tigerfeet2006

Was the Lloyds PPI from before you were BR? If yes, then the money goes to the OR. They will do a BR check before giving you the cheque anyway and will be able to see you were BR and the money belongs to the IS. Your credit file is not the only source to check for BR. You are in the London Gazette for now and until the end of time.

woodformoretrees

sdcserg wrote: »

hi all see if someone can answer me this! I was discharged in 2007 theres nothing on my credit file to say that I ever been bankrupt, today I received a letter from Lloyds offering me just over £1000 will I be able to keep this?
thank you.

No. Unless your bankruptcy was annulled. The money belongs to your creditors. This is right and correct. Enjoy the fact that you're even more debt free than you were.

sdcserg

tigerfeet2006 wrote: »

Was the Lloyds PPI from before you were BR? If yes, then the money goes to the OR. They will do a BR check before giving you the cheque anyway and will be able to see you were BR and the money belongs to the IS. Your credit file is not the only source to check for BR. You are in the London Gazette for now and until the end of time.

yep it was before BR! thanks :-(

tigerfeet2006

Then it is not yours and belongs to the OR. A lot of IS are going through the books claiming PPI. If it is found you took it then they can make you repay it.

MW13

Hi

I've just made a successful claim for ppi mis-selling for a loan I had before my bankruptcy. I fully repaid the loan in 2004 and went bankrupt in 2009. Do I have to inform the receiver about this refund/payment?

-taff

Yes, and don't be surprised when they demand it back.

MW13

Hi, thanks for the reply and yes I won't see a penny of it... never mind...

windsor10

Hi i wonder if anyone could help.some years ago i took out a joint loan from barcleys bank with my now ex partner i recently recieved a letter about claimin back miss sold ppi i filled all forms in and won my case. I was told once both acceptance letters were signed i would recieve the money. After myself and my ex partner split they went bankcrupt so is refusin to sign there acceptance form therefore barcleys will not pay out iv tryed citezens advice and the finacial ombudsman for help but they say they either cant help or cant force barcleys to pay my half which is all im intrested in thanks in advance for any help