Loyalty card/points

patrickstar_2

:question:What do people think is best value for money in terms of loyalty schemes for shopping at different stores?

e.g nectar online, boots treat street, paypal offers or any others people can think of, there are so many its mindboggling

:think:

fuzzybear01

There's a loyalty checker here:

http://www.moneysavingexpert.com/rewardsChecker?ci=1

jenniewb

Boots = 4 points per £1 which = 4% cashback.
Tesco = 2 points per £1 which = 2% cashback.
Sainsburys = 2 points per £1 BUT 2 points =0.5p so this means 1% cashback

IMO, Boots wins hands down, not to mention their card offers many other discounts and vouchers via the coupon machines instore plus letters sent. Tesco and Sainsburys do offer additional vouchers but somehow I never seem to remember to use them and there are never as much or as many I find useful but thats more personal opinion.

Most other cards or schemes seem to offer the bog standard 1point per £1 which works out to 1% so really the above seem to tip the balance but whats more important is what works out best for you: if the items you purchase are cheaper in sainsburys then tesco and the difference is more then the 1% cashback theres no point swapping, if the petrol or travel costs or even time costs you more then again, no point in swapping. Its very much a personal thing and your shopping bill will be different to mine.

For me? I shop at Sainsburys most. Why? Because I value too much the difference in customer service and the reduced stress levels borne down to the fact they tend to have fewer empty shelves as a result of out-of-stock items, the reduced end of day foods are done without the staff putting on an attitude and as much as 1 or 2 staff in Tescos do know me and smile at me, the 90% rest of them appear to either hate their job, hate me or are as others on these boards describe, more prone to being "trouts"! I guess for me I'm happy to lose the additional 1% just to have better service

Any

The best value loyalty scheme is where you normally shop and where is best value product.
The scheme is just a bonus. If you shop in a shop just for the points, then you are probably loosing out on offers you could have got elsewhere...

I have all the loyalty cards going I think:-)) And then hunt a bargain on product, gaining points in the process.