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Consolidation Loan Advice
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Its difficult to advise further without knowing the details of your SoA (which I would suggest posting on the debt free wannabe section as I'm sure they will have some ideas about reducing monthly costs or raising money eg maybe you could sell your car and buy a cheaper one?).
But if you have that much of a shortfall then you probably have no chance of getting any futher credit as any lender will see you cannot afford repayments on the new loan so you need another solution. Thats usually increasing your income, reducing your outgoings before debt repayments or considering a DMP which will reduce your debt repayments.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
cheers guys..iv posted in the debt free wannabe section0
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