We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

A new life starting - at long last - help needed

Johnpj
Johnpj Posts: 199 Forumite
edited 6 September 2011 at 6:20PM in Loans
...............

Comments

  • for credit cards and the loan, i'd suggest talking to your bank -

    not sure about the car lease, i suggest you speak to a local mainstream dealer who may be able to help / give advice

    good luck
    We've spent decades teaching people about their rights, but nothing about their responsibilities.
  • Ilona
    Ilona Posts: 2,449 Forumite
    edited 31 August 2011 at 1:25PM
    Hi Johnpj. I'm sorry I can't help you, not enough knowledge on this subject. I'm not being pedantic but I found the font size a trifle small, had to almost put my nose on the screen to see it. Any chance of upping the size a bit? Might help other readers.
    Ilona

    Ah, I see someone else didn't have a problem, must be my eyesight :o)
    I love skip diving.
    :D
  • Johnpj
    Johnpj Posts: 199 Forumite
    Current bankers, there are two, are a major issue.

    They have supported me through the recent times, and as I said even allowed my bank account to continue after the Official Receiver declared no interest.

    However they have on file details of my bankruptcy, and in order to get cetain things from them, like a full bank account with a £250 cheque guarantee card there are notes all over my files. This was to overide the banks internal automatic controls and make my account go manual to the business managers.

    They are also our business bankers and had to overide a number of things in order for us to get going, as I was credit searched as a director of the company and shareholder. They even provided business funding!!

    They have said that I must spread their risk, and the notes on my account will prevent further favours.

  • Johnpj
    Johnpj Posts: 199 Forumite
    Have edited and increased font size - sorry!
  • view
    view Posts: 2,242 Forumite
    Part of the Furniture Combo Breaker
    Hi Johnpj. I'm not able to offer financial advice, however, wanted to say I hope you and your children have a lovely life from hereon. Sounds like you've all had a really rough time and I wish you all the best in the future. Your post is open, honest and heart felt and I truly hope you're able to keep your head up, keep smiling and find the help and advice you need. Best wishes GJ
  • Ilona
    Ilona Posts: 2,449 Forumite
    edited 31 August 2011 at 2:42PM
    Johnpj wrote: »
    Have edited and increased font size - sorry!

    Lovely, thank you. It's me age you know. :D
    Ilona

    PS, Just read through your OP, still can't help but just wanted to say that you have done a fantastic job on pulling yourself back up again. Well done, and I hope someone can answer your questions.
    I love skip diving.
    :D
  • geoffky
    geoffky Posts: 6,835 Forumite
    TO the op...if i had A medal i would give you one,,,,well done..
    It is nice to see the value of your house going up'' Why ?
    Unless you are planning to sell up and not live anywhere, I can;t see the advantage.
    If you are planning to upsize the new house will cost more.
    If you are planning to downsize your new house will cost more than it should
    If you are trying to buy your first house its almost impossible.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.2K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.8K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.