We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Soa - what do you think??
Comments
-
Also the mobile phone , satellite will have to be put as 0.
Not true.
Reasonable mobile costs are allowed. Usually somewhere around the £30 per month mark.
Sky does not have to be put to £0 on the SOA. If you have Sky then you record on your SOA what it costs.
It's then up to the OR to disallow it in any IPA calculation if they see fit. That is a decision for the OR, not you.
If Sky comes bundled with cheaper internet access for example, then many ORs will actually allow it.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
The secured loans were 1. private loan husband used to put in business to pay off bills. 2. A business loan used to again go into business.....What is the secure/H.P payments for? If you can get rid of this it will make your life easier.
Also the mobile phone , satellite will have to be put as 0. Your entertainment seems very high.
My dad has offered to help out but im worried if he does this because we owe tax/paye/vat, we struggle to find secured loan/mortgage payments every month and the tax man comes in and bankrupts us anyway?? and we loose it all anyway?0 -
The OP has a major shortfall, if these items come off it will reduce that, it doesn't mean the OP cannot have just not shown.
Also the OP is on benefits only so it doesn't really matter what gets put down
Doesn't mean diddly squat.
If they use them and intend to carry on with them, then they put them down on the SOA.
If they don't, then they don't. End of.
(Plus in two lines there, you've managed to completely contradict yourself.
) Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards