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Best possible option for self employed with 2 years accounts

smacky
smacky Posts: 229 Forumite
edited 30 August 2011 at 12:47PM in Mortgages & endowments
Hi Guys,

Could someone please advise me, whats my best option if i have 2 years account being self employed.

My 2nd years account is about to be submitted along with self assessment

Property Valued and offer accepted at 120k
Deposit : 18k
looking to borrow : 102000

**to add , its a leasehold flat with 115 yrs lease**

I have been told Halifax / nationwide is my best bet keeping in mind i have cleared by credit card debts just 1 month back and had 1 overdrawn OD showing in last 12 months.

any suggestions

Thx n regards
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