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AktiveKapital / CCSCollect
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David1981
Posts: 1 Newbie
Ok so i recieved a letter on the 18th of August 2011 From ccscollect who has taken over the debt from aktiv kapital...
i will start at the begining
im nearly 30
at the rip old age of 21 i had a over draft and cheque guarentee card and went a bit silly with it and ive been chaced for it ever since i have moved several times . not to run from the debt just circumstances ect .. well in feb 2010 aktive kapital contacted me regarding the £3470.34 round about i owe "i have paid some" things were goign great £40 a month not a problem then bang things to a turn for the worse i ended up becomeing ill with bi-polor wont go much into it but ended up on benefits "alot of hassle that was" again kept up with smaller payments then circumstances changed ie benefits stopped as i "WAS FIT FOR WORK" i appealed didnt get anywhere so never had any contact with aktiv kapital .. now were in August 2011
i probably made a big mistake here
i phoned the number had some bloke called richard take my partners card details onto system to make £15 a month installments "yep he had a moan and groan we will review this in 6 months" after him telling me what they want a month not listening to what i have to pay out ect ect
yes £15 a month going to take me just short of 29 years to pay but end of the day its better than nothing
but my question is .. the mannor he took my partners card details
he had the card NO. expiary .. then i got 3 beeps on the phone told to say the 3 digit security number and then 3 beeps again .. getting charged £2.50 to secure the repayment plan .. what i am worried about this was done but instantly on my partners account it always shows Ballance then under it avalible ballance.. nothing has changed this 2.50 hasnt come out and its comeing upto our forst payment date the 2nd of sepember he knows this as i said you cant have nothing untill the second.. what i am worried about is how trust worthy or am i being a bit paronoid .. or have i just been a right idiot giveing my partners card details over the phone when it was being recorded apart from the so say "IN BETWEEN THE BEEPS" security code bit...
sorry if you think im waffleing on
i have read. that i shouldnt of contacted them but wife was realy on my casethis debt has been passed on from 1 DCA to another in the past 9 years ... should i cancel my partners card and take this to citezens advice or just cancel the card and ignore it ..
I just dont want someone turning up at the door
i will start at the begining
im nearly 30
at the rip old age of 21 i had a over draft and cheque guarentee card and went a bit silly with it and ive been chaced for it ever since i have moved several times . not to run from the debt just circumstances ect .. well in feb 2010 aktive kapital contacted me regarding the £3470.34 round about i owe "i have paid some" things were goign great £40 a month not a problem then bang things to a turn for the worse i ended up becomeing ill with bi-polor wont go much into it but ended up on benefits "alot of hassle that was" again kept up with smaller payments then circumstances changed ie benefits stopped as i "WAS FIT FOR WORK" i appealed didnt get anywhere so never had any contact with aktiv kapital .. now were in August 2011
i probably made a big mistake here
i phoned the number had some bloke called richard take my partners card details onto system to make £15 a month installments "yep he had a moan and groan we will review this in 6 months" after him telling me what they want a month not listening to what i have to pay out ect ect
yes £15 a month going to take me just short of 29 years to pay but end of the day its better than nothing
but my question is .. the mannor he took my partners card details
he had the card NO. expiary .. then i got 3 beeps on the phone told to say the 3 digit security number and then 3 beeps again .. getting charged £2.50 to secure the repayment plan .. what i am worried about this was done but instantly on my partners account it always shows Ballance then under it avalible ballance.. nothing has changed this 2.50 hasnt come out and its comeing upto our forst payment date the 2nd of sepember he knows this as i said you cant have nothing untill the second.. what i am worried about is how trust worthy or am i being a bit paronoid .. or have i just been a right idiot giveing my partners card details over the phone when it was being recorded apart from the so say "IN BETWEEN THE BEEPS" security code bit...
sorry if you think im waffleing on
i have read. that i shouldnt of contacted them but wife was realy on my casethis debt has been passed on from 1 DCA to another in the past 9 years ... should i cancel my partners card and take this to citezens advice or just cancel the card and ignore it ..
I just dont want someone turning up at the door
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