The Solvent September NSD Challenge

chris81418

Good morning everyone! :wave:

Wow! It's only the 1st of the month and there are already 4 pages of the thread to catch up with! :eek:

Hello to all the regulars and welcome to all the newbies this month!

I'll pledge my usual lucky 19 NSDs and 6 NSDs in-a-row please BDINI - thank you! :T

Off to catch up with all those posts now - have a good day everyone and good luck catching NSDs!

itsapuzzle

Morning All

Gonna be a spend day for me today as I have a top up shop to do till keep us going till the weekend....

Fingers crossed for tomorrow x

Puzzle

BigMummaF

Warning! Warning.
This. is. your. 12. hour. warning.

Big. Mumma. is. currently.
able. to. access. this.
forum. on. a. semi-.
regular.
basis.

As. such, she. WILL.
be. reading. posts.
&. passing.
comment.

This. is. your.
12. hour.
Warning.

Thankyou.

Booooo-yarrrrr! *deep dip on left knee & right arm thrust sideways* Gedd-tinnn! Hannn sshheeeeeez back!!!!

Pinch-punch Peeps & Best of Luck rounding up those pesky little NSDs this month, meteorlogically defined beginning of Autumn. I've had to put the light on twice this week to see what I'm doing in the kitchen of a morning :eek: so I need all the spend-free days I can muster if I'm to pay the dreaded bills which come along with it :mad:
Anyone else noticed how long it takes for daybreak, then how quickly it's getting dark in the evenings? I'm sure we used to have a proper dusk between 8 & 9:30pm, but now it seems as if someone just turns the light off at 8:30 Please tell me it's not a sign of advancing years, like the coppers getting younger _pale_ & thinking summers of old were longer...

sparklysaver

Well, I'll be spending today on a top up shop now that I've written my meal plans for the next fortnight, but am also going to pick up some freecyled fabric so don't feel so bad about it.

It's my first month, so I'm starting myself off with a real challenge and aiming for a NSD tomorrow instead - despite the fact that I'm going to a baking masterclass/exhibition thingy (free, but surrounded by tempting market stalls). I will not spend!! :A

runnerbean17

Hi please put me down for 15 nsd's + 5 in a row

Had a couple of rather large purchases over the last few weeks and I want to start as I mean to go on - here seems the perfect place ...

elfen

NSD no 1 for me please, don't plan on going anywhere today

jintyb

To Spoon for keeping us in line in August and to BDINI for getting us going this month! The prizes are brill!

I read your post re the tenants situ, BDINI, not surprised you needed a rant. Some days just feel like a total struggle - stay positive and I'm sure it will work out ok!



To all the newbies - great to have you along and I spy a few familiar "faces" too!

Please sign me up for 7 this month, I'm off on hols for the last two weeks hence the low target!
Had a spendy today as it was A$da shop this morning and also Weigh-in - I lost 2.5lbs this week, so I am over the moon! That's 10.5 in total!

Have a lovely day everyone!:)

Natty68

Hi everyone, I'm back for the September NSD's

Can I bet put down for 15 NSD's for September please I managed to keep to this target last month so will see how I go again. Hopefully I can increase it next month, who knows

Hope everyone is doing okay and managed to reach your targets last month. If you didn't don't worry there is always this month

Hugs and love xxx

IF

Afternoon all :hello:






Hi NSD'ers Could I ask you please to highlight your number of NSDs in a colour and in bold so that BDINI can see them easily, thank you :A



Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

TizerCat

Yay fellow NSDer's have popped in on the first day of the month and already lots of posts, will pop back later to catch up:D. Last month I lost track at 10 so the less said the better about that. The great thing is I get to start afresh today

So Darling Spoonie thank you for setting up this new thread and all your hard work and encouragement :beer:. Can you please put me down for 15 NSD's this month as I going to be exceptionally thrifty as I want to save up for a few things as well as those pesky debts!

Back later to catch up on you all (can't spend all day at work on here sadly :cool:)