The Solvent September NSD Challenge

cuddlymarm

Hi

Can I be put down for 17 NSDs again please

Hope everyone has a lovely day
Cuddles:)

sparklysaver

Hello, I'm new to this so, for a first time, can you put me down for 10 NSDs please?

Thanks for doing this :T

The_Dragon

Going for my usual 10 first off please!

TwelveStopsThenHome

This is my first time participating and I really want to achieve something out of this. Sign me up for 5 NSDs, then I'll add more days on to it.

Rock_Cakes

Hi all :wave:

Back from Oz, had a great time. But spent a few pennies, so I am going to try for 10 NSDs. Thanks to BDINI for running this months challenge.

xx

BigMummaF

Hello Gang..tizz me--really me & I'm coming *cue FakeTat backing track* back for goo-ud.....providing domestic devients & lethargic lappies decide to play fair for a change
Boy! Have I missed you all Going to have a real attempt at catching up with all the [STRIKE]goss[/STRIKE]news on the August thread in an attempt to not put my size 6s in it whilst touching posts with all my budds, but I'll sign up here first so I know I've done it.

I'll go for 18 please BDINI as I still haven't sorted out me googlie-gogs for one thing, & No2 Offspring has a b'day coming up too.

Thanks for being our pair of safe hands this month Bindi-Boo, & give a holla if you need any help x

purpleruby

Hi, a newbie here and would love to join in. Can I aim for 15 in September please :beer:

Lewby

I am a returning DFW and made my committment today to get back to my DFW ways and do something definate to be rid of my debt!

This thread is one that I know really helps me as it stops me just popping to the shop for one item and planning my shopping better to get all that I think I need in one go. Please put me down for 10 NSD's in September.

Glad to be back on my DFW journey

Frodobaggins

Hi BDINI,

can I stick my neck out and go for 16 NSD's and 4 in a row.

Frodo x.

IF

Hi NSD'ers Could I ask you please to highlight your number of NSDs in a colour and in bold so that BDINI can see them easily, thank you :A



Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!