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I am debt free!

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  • You remind me there is hope... Thank you .
    Don't forget smiling :):):)
  • paulsad
    paulsad Posts: 1,315 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done !
    I'm waitin either for...
    House to sell
    Lottery win (don't know which is more likely!)
    ...or 5 yrs to pass IF I can be as good as you and keep a handle on things (erm lottery odds sounding better)
  • Well done, you have good reason to feel chuffed!

    Can I ask how long it took you and how did you manage to do it?
    I believe that I have the strength to make my dreams come true
    :T September Challenge £5 per day - £0/£150 :T
  • Damita
    Damita Posts: 344 Forumite
    Debt-free and Proud!
    Took me 4 and half years - Used ebay, paid blogging, I worked over time, every spare bit of cash went to pay of the credit card, I didn't have treats forever! And for the loan I paid £145 a month and in the end I managed to save enough to pay of the last two grand :)
    Debt Then 06.07 - £11,000 - Debt Now £0.00
    DFD Aug 2011
  • skader
    skader Posts: 113 Forumite
    Part of the Furniture Combo Breaker
    Congratulations, thanks for posting this and giving us all something to aim for
  • jules888
    jules888 Posts: 557 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Well Done.Its a great feelin being debt free!
  • Congratulations!!

    Is it a good feeling? I've got 14 months to go before I finally pay of a whopping £39k debt - and I can't chuffing wait!
    :A[strike]
    £39728.09 Feb 2006
    [/strike]
    £37472.63 paid off to date

    Debt Free Date = October 2012 - Hopefully sooner!
  • May2013
    May2013 Posts: 423 Forumite
    Part of the Furniture Combo Breaker
    Congratulations and well done!!! :T
    It's great to read a success story...wishing you lots of luck in your debt free future!! :)
    LBM Aug '07 Debt [STRIKE]£52,615[/STRIKE] :eek: DEBT FREE Aug '12 :j
    Cap One CC £[STRIKE]5000[/STRIKE]/£0 - HSBC CC £[STRIKE]7500[/STRIKE]/£0 - HSBC Loan £[STRIKE]12,225[/STRIKE]/£0
    M&S CC £[STRIKE]11,500[/STRIKE]/£0 - Egg CC £[STRIKE]8750[/STRIKE]/£0 - Sains CC £[STRIKE]3000[/STRIKE]/£0
    HMRC £[STRIKE]3140[/STRIKE]/£0 - OD £[STRIKE]1500[/STRIKE]/£0
    Pay off ALL your debt by Xmas 2012 £14,128/£14,128 :j
  • Bored
    Bored Posts: 390 Forumite
    Part of the Furniture 100 Posts Name Dropper Debt-free and Proud!
    Congratulations! Do you have big plans for all your spare cash now that it doesn't have to go towards debt repayments? :)
    2023 Mortgage-Free Wannabe #19: £11,675.68/£13,000
    Mortgage Overpayment Total: £22,397.1
  • Damita wrote: »
    Took me 4 and half years - Used ebay, paid blogging, I worked over time, every spare bit of cash went to pay of the credit card, I didn't have treats forever! And for the loan I paid £145 a month and in the end I managed to save enough to pay of the last two grand :)


    Congratulations Damita!!:T just love these threads!!

    Ive got a loan that Ive got down to £9,140 and it will take me another 5 years.
    However one of my bills of £81 per month ends next June and another which I pay £118 per month which is up next October,they will go on to my loan so I will also finish my loan before the 5 years is up.Oh I can see light at the end of the tunnel,it looks far away but its going to arrive eventually.

    Bet you feel fabulous,and so you should!!:beer:
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