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What happens if I don't payback a payday loan?

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Does it go to a debt agency or straight to court for a CCJ?

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  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    Flip a coin. Heads debt agency. Tails CCJ. Google the name of your creditor and the words debt collection and ccj's. It might give you a clue.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
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