Sat/Sun 27th/28th August 2011 What small DFW things will you do today????

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.


But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Morning guys & happy weekend :j La E I'm not feeling too either have been feeling pretty rough all week. Went out last night but by 9.30 I'd decided it was enough for me & went home to bed! Its gonna be a fairly restful weekend I feel...

• check banking
• go through cupboards/fridge/freezer & work out meal plan for the week
• the swapees are coming to look at our house again this weekend, I really hope they don't change their minds
• do the things needed for our hol - EIH (is that what its called??) card, insurance, car parking etc
• lots of telly/films/reading & paracetamol
• drink lots of fluids & take it easy

Hopefully I'll feel better by tomorrow & then will be able to do some things x

josiebabie

Morning!
Bit lethargic this morning, slept OK but not got a lot of work in this morning so will be slow...!
This is me:-
- Checked banking
- Work overtime 8-2pm £88
- Breakfast at work using their milk
- DM looking after DD for me
- Decide whether to go to friends Summer party tomorrow night
- Go through baking books and decide what to bake/any ingredients needed
- Go through WIP taking advantage of how quiet it is today
- Lunch and snacks from home
- NSD?
- Read work's papers
- Housework today clean clean clean!
- Try to mow lawn if dry enough
- Phone green thumb to complain about leaving gate open! Nextdoors dog got in and poo'd on my lawn!
- Spend time with DM later
Jx

Tebheag

Good Morning all

Thanks for starting us off DNM Hope you are feeling better soon and La E hope your better too
Today check bank
Go pick up some records to do work tomorrow
Go shopping got a present to pick up for a party today
Sort out a meal plan for the week.
Checked surveys
Think thats it, woke up with a really bad headache and it is not shifting hopefully be gone for kiddys party

Hope you all have a great weekend x

La_escocesa

Hi guys :wave:

Cheers for the well wishes

I'm powering on through...Got a nice 250 mile drive to look forward to this afternoon and my friend's party tonight, but hey ho...

Working this morning but only for a couple of hours...Leaving OH to do some housework

Going to see mum and dad tomorrow so that will be nice and then driving back home on Monday.

Happy bank holiday weekend to all you English folk out there, and a 'not to worry it's almost September weekend' to my fellow Scots.

xx

La_escocesa

determined_new_ms wrote: »

La E I'm not feeling too either have been feeling pretty rough all week. Went out last night but by 9.30 I'd decided it was enough for me & went home to bed! Its gonna be a fairly restful weekend I feel...

• lots of telly/films/reading & paracetamol

I was already asleep by 9.30 The fast-paced life I lead :rotfl:

What ya reading? I'm reading bits and pieces of a few things at the mo' and not really got into any one book...

determined_new_ms

La_escocesa wrote: »

I was already asleep by 9.30 The fast-paced life I lead :rotfl:

What ya reading? I'm reading bits and pieces of a few things at the mo' and not really got into any one book...

I'm reading "The long story" by Andrea Levy, about slavery times in Jamaca. I've wanted it for ages (its on my list of 20 books to read on my 101 list) but there is a queue of about 90 ppl at the library ( I kid you not!) and then the other week my lovely oh bought it for me from his survey gift cert. He loves me

Pernicious

Morning all,

Up early today as we're off to Birmingham again to look at wedding rings - hope we find what we're looking for at a good price!
I didn't drink last night so had a very cheap night out, only spent a tenner May continue this tonight!

DNMS - Thanks for starting us off, hope you feel better soon. Good luck with the house swap
La Escocesa - Hope you feel better too & can enjoy the party later

Today I have/will:-

• [STRIKE]Use freebie deodorant that I have been paid to trial[/STRIKE]
• [STRIKE]Use freebie moisturiser[/STRIKE]
• [STRIKE]Food from stores [/STRIKE]
• [STRIKE]Dinner from meal plan[/STRIKE]
• Check online banking
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• [STRIKE]Check ebay [/STRIKE]
• [STRIKE]Charge phone via pc[/STRIKE]
• [STRIKE]Go to a friend's leaving do if she gets her butt in gear & organises it properly!![/STRIKE]
• [STRIKE]Hopefully pick out our wedding rings![/STRIKE] Came in under budget by £100
• Check out flylady thread & tackle a hotspot
• Washing on eco setting
• Hang up to dry

Off to have a shower now else we won't get there til stupid o'clock...

Have a great, moneysaving day everyone x

WelshWoofer

Morning all - I didn't wake up until 9am - that's the middle of the day for me usually!

I did a have a dog walk meet up with a new group planned at lunchtime but the weather is not looking brilliant and the dog hates the rain so I'll give it another hour and then decide whether to go or not.

Other things to do today....

• Pop to supermarket and greengrocers for bits for the week - hoping to spend no more than £15
• Have a LSD other than the groceries
• Watch Ireland v England rugby match (come on Ireland - I am Welsh!)
• Clean the bathrooms
• Do some schoolwork, didn't do anything yesterday and HAVE to do some today
• All food from stores
• Stay in tonight and watch a recorded movie
• Do one load of washing and dry naturally
• Look at work clothes and find things that may need mending, washing, dry cleaning etc

That's all I can think of so far - hope everyone stays dry!

determined_new_ms

bumptey bump

Candy0107

Evening All,

How are we all today????

I've had a really expensive day today - but most of the expense can be reclaimed on expenses on Tuesday, so all good.

Today I have/will:

• Meals from stores
• Read paper online
• Used cash weherever possible
• Checked online banking
• Checked for surveys
• Had an eye test and bought new glasses....did treat myself to the optical eye photo thingamy but bought cheaper frames from Specsavers as Boots had a very small £79 range (and I got 2 pairs for £69)
• Resisted any additional coatings etc on the glasses
• Bought textbooks for college course at Waterstones via Quidco - company get charged full amount (£115 :eek:), and I think the cashback is going to be about £8
• Replaced my missing library card and finally paid the late fee from a couple of months ago
• Bought the bare minimun stationary for college - will have to sort out the other things I need
• Resisted going out for a drink with hubby - needed to have an afternoon nap
• Taking pills etc for hormones
• Night in with hubby watching bits on the sky box
• Need to catch up on here
• Put money on my phone in Boots as there was a points event
• Put change into coke bottle
• Put odd pennies into ISA
• Drink plenty of water
• Having leftovers for dinner tonight - bought a £3 lasagne from Iceland yesterday (was't in the mood to cook) which had 4 portions in it...made it stretch to 6 = 2 meals for the three of us!
• Will list a phone case on ebay

Think that is about it

Love to you all x

Candy xxx

Candy0107

determined_new_ms wrote: »

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.


But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Morning guys & happy weekend :j La E I'm not feeling too either have been feeling pretty rough all week. Went out last night but by 9.30 I'd decided it was enough for me & went home to bed! Its gonna be a fairly restful weekend I feel...

• check banking
• go through cupboards/fridge/freezer & work out meal plan for the week
• the swapees are coming to look at our house again this weekend, I really hope they don't change their minds
• do the things needed for our hol - EIH (is that what its called??) card, insurance, car parking etc
• lots of telly/films/reading & paracetamol
• drink lots of fluids & take it easy

Hopefully I'll feel better by tomorrow & then will be able to do some things x

Hope you feel better soon x