Cheapest Houses since 1999

ess0two

1-2k per year for tools?£150+ per month on average,not avin it jimmy.

Jimmy_31

Joeskeppi wrote: »

Or that he's fictional.

Ring up the firms doing the work for all the housing associations in the north west and ask them what they are paying. The information you require is readily available.

Cleaver

Jimmy_31 wrote: »

You are quite welcome to look on the job centre website and im pretty sure you will find nothing above £13 an hour for a normal days joinery work.

Is there a reason your friend just doesn't get one of these job centre joinery jobs for £13 an hour, thus doubling his wages? He could probably buy a house if he were on £30,000 a year instead of his current £15,000.

You're right, I don't know anything about the building trade. I think I have a logical head though. And my friend charges £125 a day and regularly gets work with builders, plumbers, bathroom fitters, companies and private work with inidividuals at that rate. So without knowing anything about joinery, I can apply simple economics and come to the conclusion that he can earn this money because people feel that his work in the current market is worth £125 a day. You say that £10 or so an hour is the norm, but if this is the case, why can my friend work? Doesn't make any sense to me. He must provide work that is valued at £125 a day to be constantly employed at that rate.

By the way, I'm never keen on using the job centre as an indicator for salaries. It tends to be the very last resort of any employer to get someone for a role, so I assume it's the same in the building world. We've had the same guy do our last three bathrooms in our last three properties, and he brings in guys he knows and trusts and has worked with for years. He'd never dream of getting unknown people in for £10 an hour from a job centre.

Jimmy_31

ess0two wrote: »

1-2k per year for tools?£150+ per month on average,not avin it jimmy.

No worries, google a trend straight cutting bit for kitchen worktops and see how much they cost. you generally get 3 butt and scribe joints out of one before you start risking chipping the worktop. thats just one single bit for one tool, you do realise a joiner who does all aspects of joinery can easily have 10 to 20k worth of tools in the back of his van.

Handsaws, jigsaw blades, router bits, drill bits, screw bits, planer blades, saw blades........the list just goes on and on.

The days of having one toolbox of hand tools in the van have gone, you need everything nowadays to make a wage, if you havent got the right tools then you wont be able to work on a price because you couldnt work fast enough to earn any money.

Jimmy_31

Cleaver wrote: »

Is there a reason your friend just doesn't get one of these job centre joinery jobs for £13 an hour, thus doubling his wages? He could probably buy a house if he were on £30,000 a year instead of his current £15,000.

You're right, I don't know anything about the building trade. I think I have a logical head though. And my friend charges £125 a day and regularly gets work with builders, plumbers, bathroom fitters, companies and private work with inidividuals at that rate. So without knowing anything about joinery, I can apply simple economics and come to the conclusion that he can earn this money because people feel that his work in the current market is worth £125 a day. You say that £10 or so an hour is the norm, but if this is the case, why can my friend work? Doesn't make any sense to me. He must provide work that is valued at £125 a day to be constantly employed at that rate.

By the way, I'm never keen on using the job centre as an indicator for salaries. It tends to be the very last resort of any employer to get someone for a role, so I assume it's the same in the building world. We've had the same guy do our last three bathrooms in our last three properties, and he brings in guys he knows and trusts and has worked with for years. He'd never dream of getting unknown people in for £10 an hour from a job centre.

The reason my friend does not take one of these jobs is because he has left the building trade but yes he could take one of these jobs, but which one do you take? do you take the one that says £13 an hour and is ongoing work or should he take the one thats £12 an hour but is 12 months work.

Thats the problem with the construction industry, he could choose either of those jobs and earn more money but knows full well that he would have ended up finishing a half done job that the last fella had walked away from and then getting laid off a month later.

I think you might be aware that the vast majority of self employed trades who dont get contracts generally dont get contracts for a reason, its not because they are a sh*t joiner or plumber or whatever, its because the building game is bent as fu*k.

The reason your friend can work is because the people who usually employ him have still got the money to pay people to work on their homes. If these people no longer could afford home improvements then i suspect your mates wages would also take a hit.

Professional

A lot of bullsh*t flying around in this thread. People just pushing personal agenda's and using whatever numbers they can find to support their view point. Oldies can't face that young people have it tougher than them. Young people can't face that its not as bad as they think it is.

Home buyers spent 28% of their income on mortgage payments between April and June - down from 48% in 2007, the Halifax says.

Just an example of misleading stats. This simply proves that banks are lending cautiously. The fact is many people who were in the market in 2007 wouldn't get a look in today. It's not about homes being more affordable, its about banks lending more modestly. If you go for a mortgage today you need a bigger deposit and better earnings which means you means you can only get a mortgage for a lesser house which is easier to pay for as a proportion of your income. Yes in a sense you're right if you enter the market then you will afford the repayments easily - but thats only because they shut out anyone who has to put in more than 28% on their income it seems .

SteveV2

I'm a S/E brickie. Everything I do is done on a price. I hate daywork.

I started in 2001. Was getting back then £230 per 1000 bricks and £7.20 per m2 blockwork. Was only 21 back then!

The best rates we got were £320/1000 and £9.25/m2. This was in 2005.

We are now getting £275/1000 and £8/m2.

This is site work. Any private work and you can add a huge % on top of those, although I don't really do any these days. I like my weekends too much

£15000 a year? Must try harder than that. Even on those 2001 prices we'd clear that by miles.

[Deleted User]

StevieJ wrote: »

Don't think that is true is it?

hadnt miras been reduced to 10% by 1999 prior to being abolished in 2000?

Shupufski

Please explain why this "mortgage rationing" you speak of exists. Surely there is a reason for this position being taken by lenders.

HAMISH_MCTAVISH

Shupufski wrote: »

Please explain why this "mortgage rationing" you speak of exists. Surely there is a reason for this position being taken by lenders.

Sure.

Banks only have enough money to lend to around a third of the people who could afford the monthly payments on a mortgage and would like to buy a house.

Hence they have to raise deposit requirements and credit scoring criteria until the pool of eligible borrowers shrinks to match the pool of available mortgage funding.

It's not rocket science.;)