Does anybody have anything positive to say about Kensington Mortgages?

GMS

neil421967 wrote: »

You opinion might be so in some cases, others not.

I fell behind with payments due to sickness once, and redundancy after that, but Kensington did not help one bit, they took their charges and ran up extra interest when I got back on my feet and capitalised the arrears........ What Kensington did not do, in both cases, is tell me I had PPI and would have been covered for both which was hidden on the original agreement as a disbursement.
You think what you want, but Kensington are a dirty player. There customer service is rubbish putting it kindly, their complaints are useless, and at the end of the day, most people with a mortgage over 25 years will have problems sooner or later, and the Mortgage company are obliged to help in most cases, that is the nature of the beast, Kensington have different rules all to themselves.

Anyone needing sub prime, look at The Principality Building Society or believe it or not, The Halifax.
The Halifax will look at sub prime lending in certain instances.

You have clearly had a bad experience with Kensington. I cannot really comment as I do not know your situation but as I had originally stated your issues arose when you fell behind on payments. This could cause problems regardless of the lender.


The Principality and Halifax are under no circumstances 'sub prime' lenders. They may consider small historical adverse but credit scoring needs to be passed.