£18,000 in debt and need advice!!

HappyMJ

Spirit wrote: »

Your employement status sounds odd.

I suggest you post on the jobs board for advice about entitlements to paid holidays.

People who are self employed on a contract do not get paid holidays from the client. The OP is paid by the day by the client and that includes everything. I've not had paid holidays for the past 15 years.

Although I find it odd that a £105 per day only pays £1,300 net. According to my calculator it should pay a lot more than that. Closer to £1,600 with no business expenses and with some reasonable business expenses and minimum salary and the remainder in dividends it should be nearer to £2,000 per month.

Shoe_Gal

Hi

Just wanted to wish you luck and to say 'stick around', there's loads of help and, more importantly sometimes, support on here - especially when you need somewhere to rant about it all