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The September 2011 BR Club

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Comments

  • milliemoo7
    milliemoo7 Posts: 360 Forumite
    Part of the Furniture Combo Breaker
    Just to let you know my date has been changed to the 26th September. Is there any recent guidelines for the statement of affairs with regards to food shop each week, savings etc.
    2012 wins
    Dr Browns Bottle Gift Set
    Wales vs Scotland Tickets
  • dojoman
    dojoman Posts: 12,027 Forumite
    Bump....................
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    milliemoo7 wrote: »
    Just to let you know my date has been changed to the 26th September. Is there any recent guidelines for the statement of affairs with regards to food shop each week, savings etc.

    Hi Millie, Dojoman will change your date. Right these are the HES figures just for the OR really and please please don't copy these as the OR will then scrutinize every bit of your SOA and BR with a fine tooth comb!! Use your own figures as the OR will ask for receipts (the OR will see your bank statements as well and remember some of your expenses may be higher too.

    The new HES figures - Click here

    Best wishes
    If...x
    "If wishes were horses, then beggars would ride"
  • dojoman
    dojoman Posts: 12,027 Forumite
    Bump................
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • kezxx22
    kezxx22 Posts: 96 Forumite
    maybe a silly question but what if you have not put enough on your SOA for essentials. E.g. what if you undervalued the cost of clothing etc? Is that just tough luck? just had a look at figures so think I may have not put enough for some things but forms all done and copied now so not changing them as BR in morning
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    kezxx22 wrote: »
    maybe a silly question but what if you have not put enough on your SOA for essentials. E.g. what if you undervalued the cost of clothing etc? Is that just tough luck? just had a look at figures so think I may have not put enough for some things but forms all done and copied now so not changing them as BR in morning

    Right no more panicking Kez, discuss this with your OR its not set in stone until you have had your OR interview. Just say calmly you think you missed this off or under estimated that. Deep breath's matey.

    If...x
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Bump.........x
    "If wishes were horses, then beggars would ride"
  • dojoman
    dojoman Posts: 12,027 Forumite
    Bump...........................
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Bump...........x
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Hi and Welcome from me too :beer:
    dojoman wrote: »
    Hi everyone, welcome to the September 2011
    Bankruptcy Club.

    This club is for everyone who has gone through the process of Bankruptcy during September
    2011. So please feel free to join and post.

    Pop your name on here, the date that you went Bankrupt and the stage that you are at now in your Bankruptcy. And then just keep everyone in the club updated throughout the next year about your journey through Bankruptcy. That way we can all stick together and compare notes and we will be there to support each other throughout the different stages in our Bankruptcy.

    Remember this is your board so keep posting.

    Obviously anyone can come on here and post anything that will help us all and you are all welcome. Any important questions that do need answering are maybe still better posted on the main board but if you do put it on here, then maybe we can help each other.

    Hopefully it will be an extra place for friendship and support as we compare notes and discuss what is happening with our Bankruptcies.

    Please leave a post when you have been declared BR, and I will update the list.

    "PLEASE DO NOT INCLUDE TOO MUCH INFO, THE IS ARE KNOWN TO FREQUENT THIS SITE AND TOO MUCH INFO MAY MAKE IT POSSIBLE TO IDENTIFY INDIVIDUAL CASES, SO KEEP INFO TO A MINIMUM, ie USERNAME AND DATE ONLY."

    "If wishes were horses, then beggars would ride"
This discussion has been closed.
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