Two year fixed rate ending 28/02/07 Advice needed Please.

herbiesjp

well in theory you can apply whenever you want to for a new deal (with a different lender that is) as long as the formal mortgage offer letter is valid long enough to take you up until your current deal expires

Some are valid for 3 months and some for 6 months, and new build offer letters are valid for 12 months with some lenders.

HTH

Forreal

Wow, thanks for the advice!

forumuser_3

Do you think the HSBC offer will end tonight? Due to the interest rate going up to 5.25%. Hope not I have my appointment there with a mortgage advisor tommorrow.

greigc

Theres a deal for 5 years fixed at 5.09% on charcol through cheltenham ad gloucester. You have to go through charcol to get this deal though.

Also a deal for 4.98% over 10years through msn money, which I am looking at. The mortgage is portable, but it does tie you for 10 years. All legal fees, survey fees are included, there is a fee of £699 (i think, might be £599) which they will add to your mortgage. If you want this deal, act fast as i was told it ended yesterday, but they would put it through for me today, as long as the form was in by tuesday!

KTF

If you want a copy of my spreadsheet to compare the deals then let me know.

greigc

That would be good thanks!

KTF wrote:

If you want a copy of my spreadsheet to compare the deals then let me know.

forumuser_3

HSBC had sold out of the 5 year fixed rate mortgages at 5.17% (all fees paid) on Friday when I visited they now have the same deal but at 5.5%. Has anyone seen anything similar with a better rate?

KTF

greigc wrote:

That would be good thanks!

Send me a PM with an email address and I will send it through!