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Default Notice

Can anyone help? I had a default notice posted on credit reference agencies six years ago. The debt was never repaid as the lender did not provide information requested. The default notice disappeared off the credit reference agencies files a few weeks ago but now the lender has placed a new default on the files showing a new default date two days after the previous one expired. Is this legal?

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    No
    They can only ever have one default date for a single debt. You could write to the lender/debt collector and require them to remove this as the default has previously been on your file and expired.
    Obviously this is fairly likely to trigger the creditor or a debt collector chasing again.
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