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MBNA shock!!!!

looby75
looby75 Posts: 23,387 Forumite
in Debt-free wannabe
I've just received a letter from MBNA about my DMP, they have accepted the reduced payments, stopped fees and interest for 12 months and without a single phone call or harassing letter!

The CCCS are miracle workers :D
«13

Comments

  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    MBNA must have 'overlooked' you during the holiday period.:rolleyes:
    Seriously, though, a good resilt for CCCS - proves that it works.:beer:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • looby75
    looby75 Posts: 23,387 Forumite
    rog2 wrote:
    MBNA must have 'overlooked' you during the holiday period.:rolleyes:
    Seriously, though, a good resilt for CCCS - proves that it works.:beer:

    lol yep it looks like I picked a good time to start my dmp.

    I can't recommend the CCCS highly enough, they have been fab.
  • Broken_hearted
    Broken_hearted Posts: 9,553 Forumite
    Maybe you caught the office christmas party. Well done
    Barclaycard 3800

    Nothing to do but hibernate till spring
  • sandralovescats
    sandralovescats Posts: 1,002 Forumite
    MBNA phoned me twice this morning -

    at 5.00am

    and at 5.10 am

    You did well with MBNA!
  • deliciosa
    deliciosa Posts: 744 Forumite
    Well done, really happy for you! (and a teeny bit jealous too :D)
    Total debt £3625.07. :o
    Goals: 1.) DFD December 2008 (snowball) / October 2008 (me:o ) 2.) Salary £30kpa (currently £26450pa) 3.) Slim down to 55kg (currently 68kg :( ) 4.) Start stoozing :j
    I do not NEED that DVD Tough love club Member #1
  • Hobsch
    Hobsch Posts: 613 Forumite
    Out of all my creditors MBNA have been the best. Accepted payments, said they will freeze interest, show my credit report as paid up to date as long as I make the monthly payment and review the payment plan in 6 month periods. First 6 months passed with nothing from them. I was amazed too.
    Total Debt now £22,525.07 Start Debt £32,732.36
    £10207.29 OF DEBT PAID OFF:j 31.18%
  • debtfree_wanabee
    debtfree_wanabee Posts: 2 Newbie
    What is DMP and who are CCCS?

    Sorry to sound stupid but I'm new!!
  • nomoneytoday
    nomoneytoday Posts: 4,871 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Debt Management plan = agreeement to pay £x per month
    CCCS - A charity setup to offer free advice and payment options without skimming off the top
  • looby75
    looby75 Posts: 23,387 Forumite
    sandralovescats wrote:
    MBNA phoned me twice this morning -

    at 5.00am

    and at 5.10 am

    You did well with MBNA!

    Yikes!! I thought the earliest they could contact you was 8am?

    It looks like my bad boy is going to be the halifax, they have been on the phone every 15 mins all day again :mad:

    still they will get my payment from cccs on the 25th so that should shut them up for a bit (fingers crossed)
  • Lisa982
    Lisa982 Posts: 13 Forumite
    MBNA were great with us too!! (my husband has a DMP with payplan) they have accepted the reduced payment offer, frozen interest and charges and we received a letter this morning to say that after three payments on time they have removed the 'arrears' from his account and informed the credit agencies...... I was prepared for a battle with them to be honest!! Everyone been great but our biggest problem is Lloyds!!! Aaargh... they are being really difficult xx
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