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Im messed up my DMP

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I was advised to go bankrupt but since i was at uni i was allowed a dmp. Ive been on it for a few yrs now and this year ive missed 3 payments but made 2 of them up. The thing is im sooooo ashamed of myself as I didnt tell the cccs that I had a very account as i thought if i had i would have no option but to go bankrupt and i really didnt want to! I think i had 2 grand on it at the time but now i owe 4 grand as I really couldnt afford the dmp and the heating and electric was killing me (as increasing) so i used very to get clothes for the 4 of us (partner and 2 kids).

Im really thinking that its time to go bankrupt but will they turn me down as i didnt meantion very account.

Also i use the competition forum on here and have won around £3500 in competitions. Will i have to show letters of money coming into my bank?

so ashamed but i think i need to get this done asap:o
£2000 itv win, £500 cash & 2 nites holiday, Fridge, £500 cash & £500 very vouchers, TV with DVD player, mobile phone x2, £1200 worth of mini stuff, turkey holiday, 3DS, £200, £100, 47 " 3D tv& HD box and 1yr sky + loads of other stuff

Comments

  • mrsdwhite
    mrsdwhite Posts: 291 Forumite
    I've been Money Tipped!
    I'm sorry I can't give you any advice...just wanted to bump your message up the page a bit so it doesn't get lost....I hope you get things sorted one way or another soon.

    Have you looked at the thread at the top? The one that asks questions to CCCS advisors? They are very good, you could ask your question on there and they will do their best to help you.
  • thanks i will do that:p
    £2000 itv win, £500 cash & 2 nites holiday, Fridge, £500 cash & £500 very vouchers, TV with DVD player, mobile phone x2, £1200 worth of mini stuff, turkey holiday, 3DS, £200, £100, 47 " 3D tv& HD box and 1yr sky + loads of other stuff
  • MrsTUS
    MrsTUS Posts: 124 Forumite
    Part of the Furniture Combo Breaker
    Wow, I can't believe all those wins you've had in your siggy. That's it, I'm going to start comping... I could wipe out 2 credit cards with a 2k win :-O
    "I once grumbled at having no boots - until I met a man with no feet" Anon

    Total personal debt of [STRIKE]£7850[/STRIKE] [STRIKE] £5977.74[/STRIKE] £5635.17
    Total household debt [STRIKE]£35092.42[/STRIKE] £22557.55
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