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20 and in trouble........

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hi people, need your advice on how to get myself out of debt of around the 3 grand mark..... please help!!!!!

Comments

  • quantic
    quantic Posts: 1,024 Forumite
    Part of the Furniture Combo Breaker
    Need a little bit more information than this :)... fill in this:

    http://www.makesenseofcards.com/soacalc.html

    and paste back here using the "Format results for discussion boards (optional)" MSE button
  • I agree with the above poster!

    Failing that, what is your top level net pay and what are your debt repayments?
    Original Mortgage Debt - £130,330.
    Current Mortgage Debt - £116,605.
    2010 O/Ps - £5,000. 2011 O/Ps - £1,978.42.
    Original Loan Debt - £6,000. Current Loan Debt - £3,500.
    Original HP Debt - £1,000. Current HP Debt - £240.
  • shezam
    shezam Posts: 565 Forumite
    Part of the Furniture Combo Breaker
    Hi & welcome,

    First things first, fill out a S.O.A (Statement of affairs) this will detail all income and expenditure, debt & interest rates for yourself (household). Post the results up on here and the lovely people of the forum will advise on where savings can be made.

    Sx
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