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Bankruptcy, repossession or both?!

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  • debt_doctor
    debt_doctor Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 20 August 2011 at 2:17PM
    If you do plan to go BR and get rid of the house then the best way to do it is stop paying mortgage and any secured loans and debts, save the money for deposit, rent, moving costs and bankruptcy costs. Find a rental, move a d then go BR.

    It is easier to get a property without the BR on your credit file.
    That sums it up nicely I think.

    Your IVA will have to fail (by non payment) before you go BR. Payplan might petition for your BR but I doubt it.

    DD
    Debt Doctor, Debt caseworker, Citizens' Advice Bureau .
    Impartial debt advice services: Citizens Advice Bureau Find your local CAB *** National Debtline - Tel: 0808 808 4000*** BSC No. 100 ***
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