£1000 Loan over 12 months No Paperwork

lawtz04

Hi Guys

Ive spoken about this on another thread - but Ive now heard that some of these bad credit loans people charge money up front. Seems a bit strange to be to charge people who are applying for a loan because they dont have any money.

Are https://www.baddebtpersonalloans.co.uk such a company? I need a paperless loan as I dont want anyone else in my house knowing of it. Are they any companies that arent going to con me with a fee up front?

I want to pay it back by direct debit. I dont think my credit rating is very low but i dont know how to check this? Any advice?

Cheers
L x

jonesMUFCforever

It will not happen.
I asked on the other board how low your credit rating was - you did not reply.
Why do you need to hide this so bad?
This is what is setting off alarm bells for me.

tripled

From their front page...

A fee between 0% and 10% of the loan may be charged on some plans depending on credit history and ability to prove income.

Have you tried the money shop?

lawtz04

I dont know how to find out what my credit rating is ejones! if someone can tell me then i can tell you ... nothing to hide sir!

jonesMUFCforever

How do you know its bad then??
Have you tried your local bank or building society for a loan?
You still don't say why everything has to be hidden though do you?

lawtz04

what do you want to know! Ive had a loan and an overdraft in the past so im guessing its not the best. Tell me how to find out my credit rating/score and ill post it here for you!

specs_3

Go to the top of the page and type Experian in the search bar(main site). You then click on 'Search and improve your credit score'.

If you want a paperless loan then this may be academic because most companies will want you to sign an agreement.
You still haven't answered ejones999 request of why do you need to hide it so bad. He/She may be able to suggest an alternative that you have not thought of.

Mark7799

lawtz04 wrote:

what do you want to know! Ive had a loan and an overdraft in the past so im guessing its not the best. Tell me how to find out my credit rating/score and ill post it here for you!

Having a loan and an overdraft will not necessarily be detrimental to your credit score. If they were dealt with satisfactorily (overdraft never exceeded and paid back in timescale, all repayments made to loan account on time and none missed) this will probably do your credit score more good than bad.