Negotiating a better mortgage with Halifax

kingstreet

twokcc wrote: »

Oxford dictionary definition
1 obtain or bring about by discussion:
he negotiated a new contract with the sellers
[no object] try to reach an agreement or compromise by discussion:
they refused to negotiate with the rebels
2 find a way over or through (an obstacle or difficult route):
she cautiously negotiated the hairpin bend
3 transfer (a cheque, bill , or other document) to the legal ownership of another person, who thus becomes entitled to any benefit.
convert (a cheque) into cash or notes.


No misunderstanding on my part

I'll bow to your obviously superior knowledge of the English language and comfort myself with my superior knowledge of the business I've worked in for twenty-seven years.

He paid the early repayment penalty and picked a product from a list available to him. No negotiation possible nor required to achieve the end. No-one was arguing with what you said in post #9.

dunstonh

I just wondered why all Martin's guides say "Before you do anything contact your current lender" Surely there must be some merit in this or he wouldn't say it!

There is something in it. Most people review their mortgage deal as they are coming to the end of the deal. You should always see what your current lender will offer.

However, that doesnt apply in this case.

.....
Yes but it's all useless to me isn't it?

Facts are rarely useless.

I would rather have no replies

it sounds like you would rather be told what you want to be told and not the truth/facts.