Thursday 18th August 2011 What small DFW things will you do today????

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.


But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Morning campers :wave: I don't know why I'm still piddling about on here, I should be in full blown getting ready mode by now! Just can't get myself together this morning - my "run" as lame as it was really took it out of me!

Today:

• checked banking & cc statement
• brekkie & lunch from the stores
• take note of mileage and do my expenses today
• work hard - I have 2 really important things I need to do today at work
• requested £20 cashback from my cc :T
• go for a run after work
• going out with some girls for dinner tonight - will be using vouchers
• quick shower

That's all I can think of! Happy Thursday girls (and guys of course ) we've almost made it! x

madein1967

Morning All

For me today :
- [STRIKE]check banking[/STRIKE]
- [STRIKE]check for freebies[/STRIKE]
- [STRIKE]have another NSD [/STRIKE]
- [STRIKE]add £1 to my jar[/STRIKE]
- [STRIKE]take down shelves and clear kitchen, then paint the ceiling[/STRIKE] ...... PAINTED THE WHOLE KITCHEN !!
- [STRIKE]ring Dad this evening (local evening call, no cost)[/STRIKE]
- [STRIKE]meals from whatever is around[/STRIKE]
- [STRIKE]DS to collect AS level result[/STRIKE]
- [STRIKE]check to see if DS can get repeat prescription[/STRIKE]
- [STRIKE]1 x quick wash[/STRIKE]

josiebabie

Mooorning!
Yes determined we have almost made it! :-)
This is me today:-
- Check banking
- Leftovers for lunch - quiche I made last night and salad
- Snacks from home
- Sell 1x purge
- Netball tonight, will take own water
- Try to work hard today
- Shower this morning instead of bath
- Dinner from stores tonight
- Surveys tonight
- See if phone bill is in yet
- Decide what to put on peoples cupcakes I am baking for my birthday in 2 weeks (instead of buying cakes :-))
- Buy rabbit food tonight
That's about it for me today, a bit dire!
Jx

La_escocesa

Hi ladies and gents!

I need to go get ready too... zzz...

Listypops:

• Had brekkie at home
• Walking into work
• Not going to yoga - will text teacher and ask if I can carry the class forward to next block...
• Print something off in work
• Cheapo toast for lunch
• Tidy round tonight - definitely do dishes while water is still hot!!!
• Email friend, not call
• Pennies for the pot?
• Checked banking

Josie - you are a cake wizard!

Big love people!

xxx

Aria`s_Tail

Morning everyone,
Thanks for starting the thread Determined.
I'm at work till 10am, then off home as not at my main job today. I'm feeling a lot better today, still have a headache but tummy has settled so need to do some constructive things.

Todays list:
Washer on with towels as soon as I get home, will try to line dry, if not airer.
Put away the chean washing mountain on the living room table. :eek:
Check for surveys throughout the day.
Waiting for payment on 2 items on Ebay, will post if they are paid for before 4pm.
Sort out and put away the rest of the camping stuff from the weekend.
College work.
List at least 3 items on Ebay.
Go to Mr T and get £10 dog food with £5 clubcard voucher.
Potter about and tidy up, might have an afternoon nap.

Have a good day everyone.

Candy0107

Morning Gang,

Thanks to Determined for starting the thread.

Perni - I’m sure it was you who asked why I work with negative people. One in particular thinks that she is better than me, has a sad home life, doesn’t like the job etc. I smile sweetly and make small talk, but sometimes it gets me down!

Hope everyone else is good – hugs to those that need them

Today I have/will:
• Remember to smile to myself a lot today
• Checked online banking – no change
• Had to raid my £2 pot as I have no money and need to buy breakfast and lunch (I am determined not to ‘borrow’ from hubby otherwise it leaves me short next month)
• Need to plan where I am with my debts (a couple of them should be finished with CCCS soon – particularly RBS)
• Read freebie paper on the train
• Read newspapers online
• Need to charge up mobile at work
• Take vits and meds to control hormones
• Eat sensibly and update food diary
• Drink plenty of water
• Need to keep an eye out for MS jobs and surveys
• Dinner from stores
• Going to WW after work
Think that is about all, have a great day and sparkle!
Candy xxx

shezam

Good morning all,

Horrible & rainy hear today, what is this weather all about??

Today:
-Checked banking (no change)
-Free water at work
-Charge mobile at work
-Lunch from home
-Have a NSD (hopefully!)
-Read newspapers online
-Take old TV to dump after work.
-Meeting with bank at 430 :O
-Zumba at 6.

Think thats about it people, have a great day xxx

Amara

Hello!
Today I will:
-go to my two customers
-pay money to the bank
-dye my hair blond:D
Then I'll see

WelshWoofer

Morning all!
I have visitors (mum and sister) arriving at lunchtime for a few days. So the next couple of days will revolve around being the hostess with the mostest. I even made some Twinks yesterday for them - very unlike me!

So today will be ...

• Check bank to make sure that the loan has disappeared making me debt free!:j:j
• Walk dogs lots (will have dog no2 arriving later in the form of Bonkers Billy!)
• Maybe do a little bit of school work later if I get some time before they arrive
• Pop to shops for some bread rolls and ham
• Going for an early bird indian later - £7.95 each, not bad
• Have a quick tidy round before they come (did a big clean yesterday so won't take long)
• Maybe take mum to big out of town M&S to look for a new work suit

That's all I can think of for now - have a good day!

Yargo1

Morning all,
Not a good day weather wise here , forecast heavy rain later on :-(

Checked online banking - roll on payday...

Put a quick wash on before i left house this am
Paying a cheque in to bank at lunch
meeting a mate after work to get some food shopping in at costco

Have a good day all x

Wannabe01

Good morning everyone. It’s another lovely sunny day here today.
DNMS – Thanks for starting us off this morning.



My list for today:

• [STRIKE]Catch up with emails[/STRIKE]
• [STRIKE]Do work on the soft toys[/STRIKE]
• [STRIKE]Do the required ms work[/STRIKE]
• [STRIKE]Do available surveys[/STRIKE]
• [STRIKE]Work hard – I have 5 customers that need work done today[/STRIKE]
• [STRIKE]Look into available work[/STRIKE]
• [STRIKE]Collect ds from school[/STRIKE]
• [STRIKE]Quick shower[/STRIKE]
• [STRIKE]Bath dd[/STRIKE]
• [STRIKE]Do some of the washing – hang outside if it stays dry[/STRIKE]
• [STRIKE]Daily clicks[/STRIKE]
• [STRIKE]Check one poll[/STRIKE]
• [STRIKE]Check pure profile[/STRIKE]
• [STRIKE]Do so me blog work (This was on my list for yesterday but did not time to do it)[/STRIKE]
• [STRIKE]Do some of the ironing pile[/STRIKE]
• [STRIKE]Send another message regarding missing item from ebay and if no luck I will contact paypal.[/STRIKE]
• Catch up with mates online
• [STRIKE]Check online banking[/STRIKE]
• [STRIKE]Have a NSD[/STRIKE]
• [STRIKE]All meals from stores[/STRIKE]
• [STRIKE]Check for freebies[/STRIKE]
• Check pigsback
• [STRIKE]Get ds in bed for 8pm[/STRIKE]
• [STRIKE] Help ds with homework[/STRIKE]