Tuesday 16th August 2011 What small DFW things will you do today????

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Morning guys :wave: hope you're all happy & bright this morning the weather is not looking good here today....

Interviewing all day so its going to be a long one, fingers crossed there are some corkers :think:

today:

• checked banking & cc card
• updated spreadsheet
• quick shower
• brekkie, lunch & dinner from the stores
• go visit mil after work as its her birthday & we got her a special pressie as its a special birthday _party_
• go to the philosophy group tonight
• if I have time go for a run after work - although I am sooooooo sore after bodypump on sunday! :doh:
• working in home town so saving 40miles round trip
• text hairdresser make sure he's coming tomorrow
• post off ppi T&Cs request letters
• post off transfer paperwork
• fill in expenses form
  

ok that's me for today. Happy Tuesday guys x

kjp

Morning all!

After a few days holiday I'm up early and ready to go back to work - ho hum. Only for two days then I'm off Thursday though, so yay!

I managed to both be exceptionally DFW-y and yet very bad DFW-y in my 6 days off work - nieces and nephew are down so lots of free kiddie entertainment, scuppered only by my getting bored and booking a hair cut on Saturday... In my defense, I was about to book an appointment for 2 weeks time, and there was an offer for Sat only! And I've rebooked for December, stretching out my usual 11-12 weeks into 14. And I started my Xmas present buying from the reduced DVD box sets on Amazon... I know there are plenty of people out there who are already done, but I do feel better for having started!!!!

Anyhoo, onto today's list:

• Check banking and adjust remaining money until payday after weekend spends...:o
• Check credit card
• Pay off 'car' credit card
• Check TCB
• See if Paypal fees have been taken yet
• Post test items
• Post Ebay item
• Car share to work
• Work hard!
• Drink 2lts of water
• 20 mins on cross trainer?
• Do some OUing!
• NSD
• Smile lots - only two days til another day off!

Thanks DNMS for starting the thread - pouring down here too!

Have a great day everyone!

Kx

stitching_witch

Morning all, and thanks to DNMS for starting the thread today.

So far:

• DW run overnight on Economy 7
• WM run overnight on Economy 7
• washing hung on airer as looks a bit dodgy out there
• made packed lunch for DH and me to take to work
• checked banking - very dire!! :eek:
• checked for surveys
• fed and watered the chickens
• chopped and frozen six peppers bought last night at a bargain price

I will also:

• read at lunchtime to avoid the shops
• keep an eye on surveys during the day - did loads yesterday
• write to my friend explaining why I can't go and stay with her next week - cheaper than a two hour girlie natter!
• try to smile...

stitchy x

ixia

Morning everyone
DNMS- thanks for starting us

Weather miserable here too and first day back to work

Today's list:

• check banking/e-mails/surveys
• take lunch to work
• dinner from stores
• move quidco money across- got some xmas presents so use it to pay for them
• have a NSD

not sure what else today just getting into work mode I'll update later if anything new to add to list.

have a good day everyone

Candy0107

Morning Gang,
Thanks to Determined for starting the thread. Enjoy the interviews.
Hope everyone else is good – hugs to those that need them
Today I have/will:
• Remember to smile to myself a lot today :rotfl:
• Checked online banking – final month’s DD has gone out so moved spare cash to ISA
• Need to pop into town at lunchtime to check the balance on my ISA
• Read freebie paper on the train
• Read newspapers online
• Need to charge up mobile at work
• Need to pop into hometown after work to pick up prescription – paid for using prepay cert (I plan on getting my monies worth)
• Get hubby to pay for the parking as I have no spare this month
• Take vits and meds to control hormones
• Eat sensibly and update food diary
• Drink plenty of water
• Need to keep an eye out for MS jobs and surveys
• Need to book in for blood tests (nothing special, just the usual) – need to look at my diary as I will need a morning off as it is a fasting blood test
• Meals from stores
• Use freebie Raspberry Lemonade lip balm – hmmm, interesting (in a good way)
Think that is about all, have a great day and sparkle!
Candy xxx

WelshWoofer

Morning all!
Not raining here yet but its going to!

Had quite a good DFW day yesterday - phoned Sky and Npower and managed to reduce the monthly direct debits by £24 and £12 respectively so a monthly saving of £36 - not a fortune but it'll be at least a week's grocery shopping's worth!:T

Today's list...

• Have quickly walked dog - big walkies later
• Going for haircut at 9am - not geting it dyed to save money, have a £5 kit ready to do it myself, so should be about £25 instead of £50
• Do at least 2 hours school work (doing ok with this so far)
• All food from stores
• Fill holes (still not done!)
• Tidy out kitchen cupboard
• Sort out the bins
• Phone tax office about £200ish refund
• Put dry washing away - maybe do a bit of ironing

That's all I can think of for now - hope everyone has a good day

shezam

Good morning all,

Today I have/will

-Lunch from leftovers
-free water at work
-charge mobile & kindle at work
-hopefully have a NSD
-work out budget
-think hard for birthday gift for Mothers 50th & friends 25th ???
-checkout freebies board
-watch and post lovefilm dvd tonight
-have a productive day at work.

Not very exciting today!
Sx

Tebheag

Good morning all
Hope you have better weather than here

Today checked the bank
Surveys
Updated my diary
Checked my time for work so ready to do invoices
Replied to work emails

To do
Get kids ready for toddler group
make dinner from freezer and do a simple lunch kids dont seem to want to eat much wasted so much food yesterday.
Try and get a bit of work done.

Hope you all have a good day.

myhonestanswer

I didn't buy a coffee even though I really wanted one! Must do the bank this morning, make sure everything's in order. Have a nice day everyone.

madein1967

Morning all

For me today:
- check banking - DONE
- meals from stores - DONE
- wash sofa covers on quick wash - DONE
- Payplan phonecall - DONE
- add £1 to my savings jar - DONE
- LSD - Ebay item postage only - DONE
- surveys - DONE
- list 3 more things on Ebay - DONE
- bath dog and trim his hair - DONE
- scrub and photograph 2 pairs of DS' football boots to list on Ebay - 1 pair DONE
- use up toiletries
- do some pre-reading for OU course
- clear out/tidy airing cupboard - DONE

Have a good day !

Wannabe01

Good morning everyone, I am up and about a bit earlier this morning as ds has gone back to school. Its dry but dull here today.


My list for today:

• Catch up with emails done
• Check one poll done
• Chase up ebay item that has not arrived (I wish it would hurry up as I need it to finish toy for dd) done
• Check pure profile done
• Rip down unwanted jumpers work in progress
• Do daily clicks done
• Do surveys that are in my inbox done
• Catch up with the washing work in progress
• Get ds to school done
• Quick shower done
• Bath dd done
• Do work for customer 1 done
• Do work for customer 2 done
• Do blog work will put this on tomorrows list as not had a chance today
• Check online banking done
• All meals from stores done
• NSD done
• Collect ds from school done
• Take dd for a walk done
• Look into available work will put this on tomorrows list as not had a chance today
• Look for ms work done

I think that is everything to get done today. Hope everyone has a god Tuesday.