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Got two mortgage deals to choose from which would you go for?

Options
..a two year lifetime tracker at 3.09% with Woolwich plus £300 cashback

or

3.65% 3 year fix with ING

Any ideas? I'm also wondering who is known for being a good lender to go with / flexible on things and or any horror stories?

Cheers
[STRIKE]£106,200[/STRIKE] mortgage with 5% deposit 2 years ago on 6.99% 04/06/08 :eek:
Overpaying the max 10% per year for the next 2 years until July 2013 when I can remortgage and should be able to get down to 55% LTV.
Overpaid 10% £10,619.87 Dec 2010 & 10% £9,475 Aug 2011
Mortgage was £690 now £560 :D
Currently £85,203 - 71% LTV 26/08/11
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