Newbie needing help!

samwe11s · 15 August 2011 at 10:09AM

Hello all,

Apologies if there is another thread I should be posting this on, but I cannot find one.

In 2008 I entered into a IVA with Blair Endersby, I spent 2 years paying the monthly payments and all was good. Then I was made redundant and suffered with severe depression so couldnt make my payments, I told BE the situation but they said that I would either have to carry on paying or defult. I took the latter option and didn't hear anything else from them.

A year later I moved home and secured a new job, I wrote to BE to advise on this but again, didn't hear anything. Now I have been sent letter from 2 creditors asking for their money (so I assumed the IVA failed) which I have paid off and they are showing on my credit report at settled, also my IVA doesn't show.

Now I am confused as to what to do. My credit rating is extremley low (at 131) and I would love to start rebuilding this but I have no idea where to start!?

Any advice would be great!

Thanks in advance

Sam

dojoman · 15 August 2011 at 12:01PM

You need to contact BE to clarify what position you are exactly in:)

mark2004uk · 22 January 2012 at 11:27PM

samwe11s wrote: »

Hello all,

Apologies if there is another thread I should be posting this on, but I cannot find one.

In 2008 I entered into a IVA with Blair Endersby, I spent 2 years paying the monthly payments and all was good. Then I was made redundant and suffered with severe depression so couldnt make my payments, I told BE the situation but they said that I would either have to carry on paying or defult. I took the latter option and didn't hear anything else from them.

A year later I moved home and secured a new job, I wrote to BE to advise on this but again, didn't hear anything. Now I have been sent letter from 2 creditors asking for their money (so I assumed the IVA failed) which I have paid off and they are showing on my credit report at settled, also my IVA doesn't show.

Now I am confused as to what to do. My credit rating is extremley low (at 131) and I would love to start rebuilding this but I have no idea where to start!?

Any advice would be great!

Thanks in advance

Sam

HI

How did you get on, I am in the same situation with the same company, they are a usless set are swines... what did u do, I have contacted them I was in the 4th year of my IVA and this happened.