Monday 15th August 2011 What small DFW things will you do today????

Candy0107

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Morning Gang

Hello to all

Well, Monday – where did the weekend go?

Anyhow, thought I’d start the thread as I am running late to get my normal train (the next one leaves ½ hour later)

Today I have/will do:
• Meals from stores
• LSD – might be able to get away with a NSD
• Do my nails – file and buff to within an inch of their life
• Put change in coke bottle
• Read newspapers online
• Used rail pass to get to work
• Read free paper on the train
• Checked online banking – no change
• Do online comps
• Done a couple of surveys
• Drink plenty of water
• Take meds to sort out hormones
• Put washing on at 30 degrees
• Need to catch up with the thread from this week as been really busy
• Fill in online and paper food diary
• Off to the docs after work – if I get a prescription I will use my prepay certificate to pay for it

Think that is about it – I am sure there will be things I have forgotten.

Have a fabby one!
Candy xxx

determined_new_ms

Morning guys :wave: Candy thanks for starting us off!

Today:

• check banking
• pay bill
• brekkie & lunch from stores
• nip to supermarket for veg for dinner
• quick shower
• friend coming for dinner tonight & is helping pack up/sort out :T
• pop to exchange house to collect/give paperwork & send off (think I will half inch an envelope & stamp from work :shhh:)
• check through cupboards & fridge & use accordingly
• in lunch break scan some bills & email to self & shred

that'll do me! Happy Monday everyone :undecided

stitching_witch

Hello everyone. Thanks to Candy for starting us off today. I've been up since 6.00am so managed to get a few bits done.


So far:

• ran DW overnight on Economy 7
• ran WM at 6.00am on Economy 7
• made lunches for DH and I to take to work
• gathered snacks to take to work
• boxed 2x half dozen eggs to sell
• blanched and frozen 1kg of allotment French Beans
• blanched and frozen 1.5kg of allotment carrots
• fed and watered the chickens
• checked banking
• checked for surveys
• hung washing on airer

I will also:

• clean chickens out in a moment and ask for 4 eggs today
• drive economically to work
• get paid for eggs
• read book at lunch time to avoid going out
• collect HK money from DH after work
• go to L!dls this evening and stick rigidly to list
• possibly get into sewing room tonight
• try to smile a little today - been impossible since Wednesday but things are alittle calmer at the moment

Hope you all have a good day, stitchy x

josiebabie

Morning all
I've had a half and half DFW weekend. Only spent £10 of my £40 budget going out Saturday night but spent £16 unexpextedly at the motorshow on Sunday, then £12 on stuff for roast dinner for 5 people on Sunday :-s so the upshot is I have £10 to last til payday 26th (but TC's go in tomorrow so not entirely dire!)
Here is me:-
- Check banking
- Made lunch for work
- Breakfast at home
- Work hard today (rubbish diary)
- Try to sell a purge
- Pick DD up tonight
- Iron minimal work shirts
- Sparkle, think I need to :-)

Jx

ixia

Morning everyone
Candy- thanks for starting us

Today I have:

• checked banking- payday today
• checked e-mails/ quidco- £20 confirmed this morning :T
• entered comp to win rimmel lip gloss

Stillto do:

• washing- out to line dry
• small ironing
• dinner and lunch from stores
• go to shops- pick up stationery for DD2
• go and visit friend later

Back to work tomorrow so get organised for that. have a good day everyone.

WelshWoofer

Morning all! At last I've woken up to sunshine! Makes a big difference to your mood doesn't it?

It's payday!:j I've not had a payslip yet but the bank says I've been paid so that's good enough for me!
I started a new "staying debt free" diary on the diary board last night to try to keep me focussed and help me actually save some money now I have fewer outgoings.





Today's list ....

• Phone bank to transfer some money from savings to pay teh painter done
• Pay the council tax done
• Phone council for a council tax rebate form done
• Send back the Lovefilm DVDs done
• Fill 2 holes and paint over
• Phone the blind people to see when it'll be fitted (soon I hope) done
• Pop to Mr T for hair dye and dye hair done
• Do at least 2 hours school work done 3 hours
• Mow back lawn done
• Work out budget for the month and update diary done
• All food from stores and stick to diet - this has slipped lately and I'm starting to feel podgy again done so far
• Walk dog lots done two so far
• Clean a window

That's all for now - hope everyone has a good day

Tebheag

Good Morning Everyone

Todo done
Checked bank
looked for house ins
Checked surveys
Made DH Sandwitches

ToDo
Meals from store try and do a meat free day !
Check surveys
Take drinks and snacks out to park !
Try and get work done so far behind struggling to get into it as hate the job and had so much house stuff to do.

Thats it as really need to do work as meant to invoice them tonight aaah

Hope you all have a lovely day

shezam

Good morning all, lovely weather here this morning, feeling fresh this Monday

Today:
-Have a NSD and if not a LSD (have accidently left my purse at home but I know we need sugar & eggs so might need to nip home at lunch)
-20 min walk at lunchtime to get out the office
-Check banking
-Update budget
-Charge phone at work
-Free drinks at work
-Check out freebies board.

More to add throughout the day no doubt.

Happy Monday everyone
Sx

Aria`s_Tail

Morning everyone.
After my second weekend of partying this month is really time to crack down and sort out money, weight and lives.
Priorities at the moment are to save up a moving fund (think we will need about £2000 by the time I get deposit, 1st months rent and a decent mattress!) Don't want to be upping sticks 200 miles and us both changing jobs then having a cash crisis for all of thoses things that crop up when you move.
Finish college course (can't look for new job till I have done this as it is tied in to work and it will make it easier to find new job if qualified.)
Declutter (this seems to be an ongoing slow process but need to step it up a gear and get stuff on Ebay as well)

I'm off today so the list is:
Start ploughing through the washing mountain and it some dried on line.
Clean out our 2nd fridge and switch it off (don't really need it running as have a fridge freezer running too and can easily fit food in that)
Drop off some bags of books to charity shop. (they didn't sell at car boot).
Walk dogs up to work office to pick up my rotas for this week.
COLLEGE WORK - at least one large unit today.
Phone bank as my pin sentry device has packed in and I can't access my online banking.:mad:
At least 3 items on Ebay tonight, plus a relist that didn't sell last night.
Am waiting for payment for 2 items that sold last night (99p and £1.24 LOL) but will get them packed ready to go asap.
Healthyish meals from stores.

Have a good day everyone!

nickynoo08

Morning all,

had a lovely weekend, celebrated my 30th on saturday. Had a lovely night out with my friends but spent wayyyy too much money.

so today i have....

checked banking and rounded down account
checked emails
made beds
pots washed - need putting away

to do...

all meals from stores
will need to pop to shops to get some milk, fruit and cereal
check for surveys
quick tidy of bedrooms
wipe down bathroom
hoover
sort 5 things for charity

starnac

morning all.

my list for today

[STRIKE]check banking[/STRIKE] no change
[STRIKE]check for surveys[/STRIKE]
[STRIKE]HC[/STRIKE] 2nd load in
pick tomatoes from garden as i had a really wierd dream that the garden was overrun with frogs cos I didn't pick the tomatoes in time *shrugs*
pack up stuff for car boot on sunday started on this
[STRIKE]ring orange to complain[/STRIKE]
[STRIKE]post car claim stuff[/STRIKE] the envelope has gone from the front room so I'm guessing DH did it this morning
wrap DM's birthday presents need to find sellotape
work later
all plates and dishes back in their cupboard not stood on the worktop for eternity
[STRIKE]put clothes away from by side of bed[/STRIKE] :j these have been there for weeks now as they are clothes I no longer fit into so need to go away until after baby is born
spend time with DH between him finishing work and me going to work not sure what time he's back now
all rubbish bags by back door to go out to the big bins

that'll do for now I think.

Happy monday everyone