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jsa dentist bill advice

2

Comments

  • LadyMissA
    LadyMissA Posts: 3,263 Forumite
    t0rt0ise wrote: »
    People on contribution based JSA can apply for free treatment under the low income scheme. It's done like that because some people on contribution JSA have savings and are therefore not entitled to free treatment whereas people on income based JSA have already had their savings level checked.
    how do people on contribution jsa have savings? I had and still have no savings at all and even on income based JSA you can have savings!
  • t0rt0ise
    t0rt0ise Posts: 4,512 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    LadyMissA wrote: »
    how do people on contribution jsa have savings?
    Of course some do. If you've been working for years and saved money and then become unemployed you can get contribution JSA for six months but if you've got over £16,000 saved you won't get free dental treatment or any other benefits, and after the 6 months you won't get JSA either.

    It happened to me like that anyway!
  • LadyMissA
    LadyMissA Posts: 3,263 Forumite
    t0rt0ise wrote: »
    Of course some do. If you've been working for years and saved money and then become unemployed you can get contribution JSA for six months but if you've got over £16,000 saved you won't get free dental treatment or any other benefits, and after the 6 months you won't get JSA either.

    It happened to me like that anyway!
    But to get INCOME based JSA you only need to be 1 week short in two years NI which could be when you changed jobs maybe and took a week off so it is not fair at all.

    They could have more money then me and I have no savings.

    It is totally unfair. Who the hell has £16k? I didn't even have £6 when I left my job
  • LadyMissA
    LadyMissA Posts: 3,263 Forumite
    you say in income based they check your savings and you can have up to £16k but they dont see that you have NO savings at all on contribution based therefore someone who is only 1 week short in NI over the two year period can still have £15,999 savings and get ALL free dentist and prescriptions and someone on contribution based could have the same or nothing at all and get nothing and have to get in debt to go to the dentist and doctors. And no you can't apply for a low income exemption cause if that was the case they would just give it to all of us
  • t0rt0ise
    t0rt0ise Posts: 4,512 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    LadyMissA wrote: »
    you say in income based they check your savings and you can have up to £16k but they dont see that you have NO savings at all on contribution based therefore someone who is only 1 week short in NI over the two year period can still have £15,999 savings and get ALL free dentist and prescriptions and someone on contribution based could have the same or nothing at all and get nothing and have to get in debt to go to the dentist and doctors. And no you can't apply for a low income exemption cause if that was the case they would just give it to all of us
    If you're on contribution based JSA with no savings then you apply for Low Income NHS help. This has already been said. Apply for it and you will get free dentistry and free prescriptions etc.

    http://www.nhsbsa.nhs.uk/1125.aspx
  • LadyMissA
    LadyMissA Posts: 3,263 Forumite
    t0rt0ise wrote: »
    If you're on contribution based JSA with no savings then you apply for Low Income NHS help. This has already been said. Apply for it and you will get free dentistry and free prescriptions etc.

    http://www.nhsbsa.nhs.uk/1125.aspx


    I am asking how it is fair as it is obviously not and no I couldnt get and help as the job centre told me - bit late now

    Plus why would anyone on JSA have to apply for it , you should just get it. Dont make sense that
  • t0rt0ise
    t0rt0ise Posts: 4,512 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It does make perfect sense. Anyone on JSA of any sort who has less than 16 grand savings will get free stuff. If you were told you wouldn't then you were misinformed. You should have been told to apply for an exemption certificate and you would have got free treatment. You have to apply because you have to show that you've got less than the 16 grand savings, and although you can't believe it, a lot of people do actually have savings.
  • LadyMissA
    LadyMissA Posts: 3,263 Forumite
    edited 14 August 2011 at 2:27PM
    t0rt0ise wrote: »
    It does make perfect sense. Anyone on JSA of any sort who has less than 16 grand savings will get free stuff. If you were told you wouldn't then you were misinformed. You should have been told to apply for an exemption certificate and you would have got free treatment. You have to apply because you have to show that you've got less than the 16 grand savings, and although you can't believe it, a lot of people do actually have savings.
    so tell me what the difference is here

    Example 1: person one on contribution JSA with £2k savings gets nothing

    Example 2: person on income based JSA with £10k savings gets it free

    Yet person 1 has to apply to get it - thats a joke

    It should ALL be means tested from the begining

    And no I can't believe it as I know no one who has savings at all

    Yes I have NOT been informed about a lot of things like travel to interviews etc and half price travel etc
  • jazabelle
    jazabelle Posts: 1,707 Forumite
    LadyMissA - because person one on Contributions JSA gets it automatically due to having paid the contributions, but could in actual fact have thousands in savings. Person two has just been means tested to get Income Based, already proving they aren't rich, therefore gets it automatically.

    And the contributions based person can opt to take a means test as well, to get that added entitlement.

    It makes perfect sense.

    It's annoying you weren't told, but most people aren't I'm afraid and have to research it themselves.
    "There is no medicine like hope, no incentive so great, and no tonic so powerful as expectation of something better tomorrow." - Orison Swett Marden
  • LadyMissA
    LadyMissA Posts: 3,263 Forumite
    edited 14 August 2011 at 2:39PM
    jazabelle wrote: »
    LadyMissA - because person one on Contributions JSA gets it automatically due to having paid the contributions, but could in actual fact have thousands in savings. Person two has just been means tested to get Income Based, already proving they aren't rich, therefore gets it automatically.

    And the contributions based person can opt to take a means test as well, to get that added entitlement.

    It makes perfect sense.

    It's annoying you weren't told, but most people aren't I'm afraid and have to research it themselves.


    how can having £16k prove you arent rich LOL

    It proves that paying NI and working does not pay as people who contribute nothing get everything
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